Saturday 17 October 2026 Export CUBI’s income statement to Excel — free account

Customers Bancorp, Inc

Customers Bancorp, Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.4 billion, up 2.82% from fiscal 2024. In the quarter to June 2026, revenue grew 5.90%, EPS grew 19.8%, free cash flow fell 34.6% and total debt rose 61.9%, each against the same quarter a year earlier. Operating cash flow growth for three consecutive years; insiders bought in the last twelve months.

74.78 0.43 +0.58%

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Market cap: $2.5B
P/E: 8.8×
Fwd P/E: 8.7×
Dividend yield: —
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	14.32	12.69	10.00	11.50	4.56	7.06	4.20	7.43	9.22	11.43
Piotroski F-Score Full definition →	7	4	5	5	7	6	3	6	4	6
P/S ratio Full definition →	2.60	1.81	1.20	1.49	0.94	2.46	1.00	1.22	1.10	1.66
P/FCF ratio Full definition →	11.30	20.68	9.47	18.33	4.45	7.16	0.00	14.11	10.68	4.92
P/Operating CF Full definition →	1.59	25.64	(644.87)	112.40	9.61	100.51	(3.09)	(14.80)	11.50	19.48
P/B ratio Full definition →	1.54	1.16	0.78	0.89	0.64	1.72	0.72	1.17	0.90	1.12
Price to Tangible BV Full definition →	1.58	1.19	0.79	0.91	0.64	1.72	0.73	1.17	0.90	1.12
EV/Sales Full definition →	4.48	5.29	3.92	3.13	1.50	2.88	1.57	(0.49)	(0.68)	(0.31)
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	18.56	38.45	19.18	37.81	6.83	8.38	(69.20)	(5.68)	(6.49)	(0.88)
EV/FCF Full definition →	19.50	60.52	30.80	38.54	7.07	8.39	(57.95)	(5.70)	(6.55)	(0.91)
Quick Ratio Full definition →	0.04	0.02	0.01	0.02	0.06	0.03	0.02	0.21	0.20	0.21
Current Ratio Full definition →	1.13	1.23	1.14	1.09	1.39	0.87	0.88	0.93	0.96	1.00
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	10.42%	17.49%	13.80%	8.95%	5.59%	4.50%	4.70%	6.50%	5.88%	6.45%
Debt/Equity Full definition →	1.14	1.87	1.42	0.98	0.92	0.65	0.70	0.85	0.71	0.76
Asset Turnover Full definition →	0.04	0.05	0.05	0.05	0.04	0.05	0.05	0.07	0.06	0.06
Operating CF/Net income Full definition →	1.32	0.97	1.70	0.64	1.13	0.98	(0.10)	0.53	0.87	2.37
Capex/Depreciation Full definition →	(0.61)	(1.96)	(2.43)	(0.05)	(0.29)	0.00	0.16	0.01	(0.89)	3.00
ROE Full definition →	12.17%	9.60%	7.93%	8.24%	13.66%	28.21%	17.52%	17.03%	10.40%	10.97%
ROA Full definition →	0.78%	0.67%	0.58%	0.61%	0.79%	1.58%	1.08%	1.12%	0.76%	0.89%
ROIC Full definition →	5.01%	3.11%	2.65%	3.60%	8.21%	15.94%	9.44%	0.00%	0.00%	0.00%
Return on Tangible Assets Full definition →	7.01%	3.88%	5.24%	7.93%	2.56%	(13.18%)	(9.67%)	(18.73%)	(22.40%)	(1,355.25%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	47.53%	49.02%	45.51%	39.14%	43.10%	35.39%	37.24%	27.64%	32.99%	34.44%
Intangible Assets out of Total Assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Share Based Compensation of Revenue Full definition →	1.87%	1.59%	2.04%	1.97%	2.12%	1.61%	1.54%	0.88%	1.04%	1.29%
Graham Net Nets Full definition →	0.00	(0.09)	(0.48)	(0.30)	(1.50)	(1.50)	(3.55)	(1.51)	(1.34)	(0.69)
Graham Number Full definition →	36.00	32.93	30.97	35.32	50.63	89.00	76.34	89.75	80.03	96.98
Earnings Yield Full definition →	6.98%	7.88%	10.00%	8.69%	21.95%	14.17%	23.82%	13.45%	10.85%	8.75%
Free Cash Flow Yield Full definition →	8.85%	4.84%	10.56%	5.46%	22.49%	13.96%	(2.72%)	7.09%	9.36%	20.31%
Revenue per Share Full definition →	13.73	14.74	15.11	16.00	19.27	26.58	28.12	45.74	44.06	44.07
Operating CF per Share Full definition →	3.31	2.03	3.09	1.32	4.23	9.15	(0.64)	3.97	4.60	15.27
Capex per Share Full definition →	(0.16)	(0.74)	(1.21)	(0.03)	(0.15)	(0.02)	(0.12)	(0.02)	(0.04)	(0.42)
Free Cash Flow per Share Full definition →	3.15	1.29	1.88	1.30	4.09	9.13	(0.76)	3.95	4.56	14.85
Cash per Share Full definition →	9.59	4.77	1.97	6.81	22.01	16.03	13.97	122.35	120.15	136.19
Shareholders Equity per Share Full definition →	31.01	30.04	30.31	33.76	35.46	42.28	42.99	52.12	58.29	65.31
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	31.01	30.04	30.31	33.76	35.46	42.28	42.99	52.12	58.29	65.31
Free Cash Flow Full definition →	87.03	39.52	59.20	40.51	128.85	294.97	(24.87)	124.25	143.65	481.16
Working Capital Full definition →	973.95	1,645.22	1,080.56	808.46	4,625.79	(2,285.79)	(2,268.27)	(1,264.55)	(749.64)	(32.18)
Capital Expenditures Full definition →	(4.37)	(22.68)	(38.27)	(0.78)	(4.57)	(0.57)	(4.05)	(0.48)	(1.41)	(13.60)
Net Current Asset Value Full definition →	(3.63)	(75.52)	(276.49)	(222.65)	(860.32)	(3,167.46)	(3,250.22)	(2,649.99)	(2,060.50)	(1,638.40)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.05	0.08	0.00	0.01	0.00	0.00	0.00	0.00	0.01
Price to Operating Income Full definition →	7.82	6.55	6.02	6.89	3.00	4.79	3.14	5.30	6.84	8.21
Other line items
Depreciation/Fixed assets Full definition →	0.56	0.97	1.42	1.65	1.40	(22.40)	(2.76)	(9.54)	0.24	(0.27)
Cash ROIC Full definition →	4.15%	1.42%	2.49%	1.76%	4.53%	10.66%	(0.88%)	1.81%	2.07%	5.92%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.01	0.02	0.02	0.02	0.01	0.01	0.02	0.04	0.04	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	36,497.88	23,525.00	16,285.69	16,933.32	29,567.70	63,917.55	25,328.53	9,620.21	10,214.81	12,451.57
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	6,483.10	7,051.96	6,971.19	7,895.59	9,979.43	14,043.93	17,467.44	18,038.60	18,383.35	19,812.58
Average Assets Full definition →	8,890.47	9,611.15	9,836.49	10,677.07	14,979.99	19,007.14	20,235.57	21,106.19	21,812.26	23,602.06
Average Common Equity Full definition →	568.37	670.95	721.42	787.33	867.47	1,064.02	1,246.80	1,382.88	1,599.74	1,907.20

Fold the line items

Columns are period end dates

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