C&F Financial Corporation

CFFI Financial Banks Regional

C&F Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $186.1 million, up 9.40% from fiscal 2024. In the quarter to June 2026, revenue grew 10.3%, EPS grew 11.0%, free cash flow grew 549.9% and total debt rose 14.2%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three.

102.06 0.67 −0.65%
Market cap
$334.0M
P/E
11.4×
Fwd P/E
—
Dividend yield
1.86%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Piotroski F-Score
8 8 7 8

+8 more TTM periods

ROE
11.20% 11.25% 10.97% 10.86%
ROA
1.06% 1.04% 1.01% 0.99%
ROIC
6.75% 8.02% 6.97% 8.01%
Return on Tangible Assets
(21.09%) (13.78%) (16.40%) (15.02%)
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
11.86 3.49 6.84 16.69
Free Cash Flow
38.56 11.32 22.16 54.03
Capital Expenditures
(4.23) (2.38) (2.33) (2.00)
Other line items
Cash ROIC
8.41% 2.65% 4.87% 12.19%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.02 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
18,723.83 19,144.04 18,905.01 18,710.72
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.19) (0.19) (0.18) (0.18)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
57.85% 57.62% 57.90% 57.63%
Share Based Compensation of Revenue
1.02% 1.00% 0.99% 1.00%
Operating CF/Net income
1.47 0.49 0.91 2.14
Depreciation/Fixed assets
0.08 0.09 0.09 0.10
Capex/Depreciation
(1.38) (0.72) (0.66) (0.51)
Revenue per Share
60.01 58.58 57.48 56.16
Operating CF per Share
13.16 4.22 7.56 17.30
Capex per Share
(1.30) (0.73) (0.72) (0.62)
Capex to Sales
0.02 0.01 0.01 0.01

Fold the line items

Columns are period end dates