Community Financial System, Inc. CBU

61.57 0.83 1.37% as of 25 Sep
Market cap
$3.2B
P/E
14.3×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
P/E ratio
15.57 14.24 14.43 15.07

+8 more quarters

P/S ratio
3.37 3.01 2.99 3.11
P/FCF ratio
14.21 12.73 12.87 13.17
P/Operating CF
69.17 43.16 35.79 30.56
P/B ratio
1.70 1.53 1.51 1.59
Price to Tangible BV
3.18 2.86 2.85 2.97
EV/Sales
3.67 2.85 3.11 3.37
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
12.47 9.41 10.43 11.82
EV/FCF
15.47 12.06 13.38 14.26
Quick Ratio
0.02 0.04 0.02 0.02
Current Ratio
0.77 0.77 0.76 0.76
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
3.41% 2.52% 2.65% 3.18%
Debt/Equity
0.29 0.22 0.23 0.28
Asset Turnover
0.06 0.06 0.06 0.06
Operating CF/Net income
0.83 1.25 1.56 1.84
Capex/Depreciation
(0.59) (0.83) (1.87) (1.56)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
51.40% 51.99% 53.05% 50.99%
Intangible Assets out of Total Assets
0.05 0.05 0.05 0.05
Share Based Compensation of Revenue
1.03% 1.15% 1.13% 0.91%
Graham Net Nets
(1.17) (1.30) (1.33) (1.30)
Graham Number
61.81 59.69 58.38 56.75
Earnings Yield
6.42% 7.02% 6.93% 6.63%
Free Cash Flow Yield
7.04% 7.86% 7.77% 7.59%
Revenue per Share
5.10 4.91 5.00 4.86
Operating CF per Share
0.97 1.36 1.60 1.92
Capex per Share
(0.16) (0.21) (0.43) (0.33)
Free Cash Flow per Share
0.82 1.15 1.17 1.59
Cash per Share
5.60 11.56 6.43 5.36
Shareholders Equity per Share
39.40 38.44 38.07 36.80
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
39.40 38.44 38.07 36.80
Free Cash Flow
42.88 60.30 61.74 83.70
Working Capital
(3,538.02) (3,568.09) (3,580.10) (3,477.23)
Capital Expenditures
(8.17) (11.26) (22.83) (17.38)
Net Current Asset Value
(4,144.53) (4,014.41) (4,038.87) (4,016.41)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.03 0.04 0.09 0.07
Net Profit Margin
22.80% 22.05% 20.58% 21.41%
Price to Operating Income
11.75 10.81 10.99 11.53
Other line items
Average Payables
14,206.09 14,381.09 13,914.40 13,766.51
Average Assets
17,214.40 17,254.58 16,844.67 16,681.25
Average Common Equity
1,977.93 1,929.03 1,884.43 1,861.95

Fold the line items

Columns are period end dates