Community Financial System, Inc. CBU
61.57
0.83
1.37%
as of 25 Sep
- Market cap
- $3.2B
- P/E
- 14.3×
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
15.07 | 14.43 | 14.24 | 15.57 |
P/S ratio |
3.11 | 2.99 | 3.01 | 3.37 | |
P/FCF ratio |
13.17 | 12.87 | 12.73 | 14.21 | |
P/Operating CF |
30.56 | 35.79 | 43.16 | 69.17 | |
P/B ratio |
1.59 | 1.51 | 1.53 | 1.70 | |
Price to Tangible BV |
2.97 | 2.85 | 2.86 | 3.18 | |
EV/Sales |
3.37 | 3.11 | 2.85 | 3.67 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
11.82 | 10.43 | 9.41 | 12.47 | |
EV/FCF |
14.26 | 13.38 | 12.06 | 15.47 | |
Quick Ratio |
0.02 | 0.02 | 0.04 | 0.02 | |
Current Ratio |
0.76 | 0.76 | 0.77 | 0.77 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
3.18% | 2.65% | 2.52% | 3.41% | |
Debt/Equity |
0.28 | 0.23 | 0.22 | 0.29 | |
Asset Turnover |
0.06 | 0.06 | 0.06 | 0.06 | |
Operating CF/Net income |
1.84 | 1.56 | 1.25 | 0.83 | |
Capex/Depreciation |
(1.56) | (1.87) | (0.83) | (0.59) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
50.99% | 53.05% | 51.99% | 51.40% | |
Intangible Assets out of Total Assets |
0.05 | 0.05 | 0.05 | 0.05 | |
Share Based Compensation of Revenue |
0.91% | 1.13% | 1.15% | 1.03% | |
Graham Net Nets |
(1.30) | (1.33) | (1.30) | (1.17) | |
Graham Number |
56.75 | 58.38 | 59.69 | 61.81 | |
Earnings Yield |
6.63% | 6.93% | 7.02% | 6.42% | |
Free Cash Flow Yield |
7.59% | 7.77% | 7.86% | 7.04% | |
Revenue per Share |
4.86 | 5.00 | 4.91 | 5.10 | |
Operating CF per Share |
1.92 | 1.60 | 1.36 | 0.97 | |
Capex per Share |
(0.33) | (0.43) | (0.21) | (0.16) | |
Free Cash Flow per Share |
1.59 | 1.17 | 1.15 | 0.82 | |
Cash per Share |
5.36 | 6.43 | 11.56 | 5.60 | |
Shareholders Equity per Share |
36.80 | 38.07 | 38.44 | 39.40 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
36.80 | 38.07 | 38.44 | 39.40 | |
Free Cash Flow |
83.70 | 61.74 | 60.30 | 42.88 | |
Working Capital |
(3,477.23) | (3,580.10) | (3,568.09) | (3,538.02) | |
Capital Expenditures |
(17.38) | (22.83) | (11.26) | (8.17) | |
Net Current Asset Value |
(4,016.41) | (4,038.87) | (4,014.41) | (4,144.53) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.07 | 0.09 | 0.04 | 0.03 | |
Net Profit Margin |
21.41% | 20.58% | 22.05% | 22.80% | |
Price to Operating Income |
11.53 | 10.99 | 10.81 | 11.75 | |
| Other line items | |||||
Average Payables |
13,766.51 | 13,914.40 | 14,381.09 | 14,206.09 | |
Average Assets |
16,681.25 | 16,844.67 | 17,254.58 | 17,214.40 | |
Average Common Equity |
1,861.95 | 1,884.43 | 1,929.03 | 1,977.93 |
Columns are period end dates