Chubb Limited

CB Financial Insurance Property & Casualty

Chubb Limited’s revenue for fiscal 2025 (year ended December 2025) was $59.4 billion, up 6.54% from fiscal 2024. In the quarter to June 2026, revenue grew 6.61%, EPS was flat, free cash flow grew 5.04% and total debt rose 19.1%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for ten.

350.15 3.99 +1.15%
Market cap
$133.6B
P/E
12.3×
Fwd P/E
12.5×
Dividend yield
1.14%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Piotroski F-Score
6 7 8 7 9 4 7 7 5 5
P/E ratio
12.02 12.07 10.33 17.52 10.02 19.76 16.05 15.27 17.35 14.95
P/S ratio
2.09 2.00 1.88 2.15 2.08 1.93 2.08 1.83 2.06 1.94
P/FCF ratio
9.68 6.90 7.39 8.23 7.63 7.10 11.19 10.93 14.76 11.51
P/Operating CF
30.57 24.46 29.32 34.87 32.69 27.32 49.66 37.83 60.87 41.87
P/B ratio
1.56 1.63 1.47 1.83 1.42 1.17 1.28 1.19 1.30 1.26
Price to Tangible BV
2.33 2.63 2.51 3.21 2.18 1.82 2.09 2.07 2.28 2.33
EV/Sales
2.39 2.28 2.17 2.48 2.47 2.33 2.50 2.22 2.47 2.37
EV/EBITDA
10.32 10.41 10.37 14.10 9.24 15.75 13.12 11.54 14.23 8.90
EV/Operating CF
11.09 7.85 8.56 9.49 9.04 8.59 13.50 13.24 17.68 14.07
EV/FCF
11.09 7.85 8.56 9.49 9.04 8.59 13.50 13.24 17.68 14.07
Quick Ratio
0.24 0.24 0.25 0.26 0.25 0.25 0.26 0.27 0.25 0.25
Current Ratio
0.24 0.24 0.25 0.26 0.25 0.25 0.26 0.27 0.25 0.25
Net Debt/EBITDA
1.31 1.26 1.41 1.87 1.45 2.72 2.24 2.02 2.35 1.62
Debt/Assets
7.55% 7.26% 7.51% 8.19% 8.78% 8.57% 9.20% 8.35% 8.37% 9.08%
Debt/Equity
0.26 0.26 0.27 0.32 0.29 0.28 0.29 0.28 0.27 0.30
Asset Turnover
0.23 0.23 0.23 0.22 0.21 0.20 0.20 0.20 0.20 0.24
Operating CF/Net income
1.24 1.75 1.40 2.15 1.31 2.77 1.42 1.38 1.17 1.28
Capex/Depreciation
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Coverage
18.18 16.51 15.28 12.46 20.91 9.07 10.55 8.36 7.64 10.00
ROE
13.92% 14.04% 15.81% 9.52% 14.31% 6.16% 8.43% 7.81% 7.76% 10.68%
ROA
3.97% 3.89% 4.20% 2.63% 4.36% 1.92% 2.58% 2.37% 2.36% 3.16%
ROIC
8.87% 9.13% 8.18% 6.86% 8.52% 3.95% 5.20% 5.32% 4.51% 6.12%
Return on Tangible Assets
(8.17%) (7.92%) (8.28%) (5.61%) (9.27%) (4.15%) (5.67%) (5.27%) (5.07%) (5.68%)
Average Days of Receivables
224.69 225.81 246.67 263.34 258.11 266.47 274.77 293.08 277.94 263.63
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
7.58% 7.86% 8.06% 7.88% 7.67% 8.28% 8.86% 8.82% 8.79% 9.79%
Intangible Assets out of Total Assets
0.10 0.11 0.11 0.11 0.10 0.11 0.12 0.13 0.13 0.14
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(1.24) (1.26) (1.40) (1.24) (1.29) (1.48) (1.33) (1.50) (1.36) (1.44)
Graham Number
342.41 295.21 277.08 184.71 242.71 151.89 162.75 143.72 142.16 143.84
Earnings Yield
8.32% 8.28% 9.68% 5.71% 9.98% 5.06% 6.23% 6.55% 5.76% 6.69%
Free Cash Flow Yield
10.33% 14.49% 13.52% 12.15% 13.11% 14.08% 8.94% 9.15% 6.77% 8.69%
Revenue per Share
149.40 137.94 121.06 102.67 92.89 79.70 74.98 70.57 69.02 68.04
Operating CF per Share
32.23 40.04 30.75 26.82 25.35 21.67 13.91 11.82 9.64 11.44
Capex per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free Cash Flow per Share
32.23 40.04 30.75 26.82 25.35 21.67 13.91 11.82 9.64 11.44
Cash per Share
6.21 6.31 6.38 5.07 4.12 4.07 3.61 2.89 1.82 2.13
Shareholders Equity per Share
200.65 169.21 155.02 120.35 135.72 131.62 121.36 108.52 109.54 104.37
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
200.65 169.21 155.02 120.35 135.72 131.62 121.36 108.52 109.54 104.37
Free Cash Flow
12,816.00 16,182.00 12,632.00 11,258.00 11,151.00 9,785.00 6,342.00 5,480.00 4,503.00 5,292.00
Working Capital
(126,194.00) (117,055.00) (108,989.00) (93,477.00) (91,931.00) (85,227.00) (78,566.00) (75,224.00) (76,147.00) (72,798.00)
Net Current Asset Value
(153,510.00) (141,113.00) (130,759.00) (115,277.00) (109,628.00) (103,219.00) (94,231.00) (89,849.00) (90,447.00) (87,797.00)
EV/EBIT
10.24 10.38 10.53 15.04 9.80 17.96 14.70 13.55 17.16 12.31
Capex to Sales
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Operating Income
8.94 9.13 9.10 13.05 8.27 14.86 12.19 11.18 14.33 10.07
Other line items
Depreciation/Fixed assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash ROIC
12.47% 18.21% 15.10% 16.33% 14.10% 12.60% 8.66% 8.35% 6.82% 8.30%
Accounts Receivable Turnover
1.67 1.64 1.54 1.44 1.48 1.38 1.31 1.29 1.36 1.59
Accounts Payable Turnover
0.27 0.27 0.27 0.26 0.25 0.27 0.25 0.25 0.26 0.29
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
1,393.80 1,379.49 1,429.37 1,413.61 1,486.28 1,406.86 1,470.54 1,499.09 1,452.45 1,531.77
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
35,530.00 34,051.50 32,352.50 29,997.50 27,589.50 26,006.50 26,002.50 25,411.00 23,640.50 19,812.50
Average Payables
155,487.00 145,746.50 132,866.00 122,521.00 116,087.00 107,584.00 102,069.50 100,018.00 96,869.00 77,816.50
Average Assets
259,437.50 238,615.00 214,849.50 199,535.50 195,414.00 183,858.50 172,357.00 167,396.50 163,404.00 131,046.00
Average Common Equity
74,086.50 66,042.50 57,105.00 55,116.50 59,577.50 57,386.00 52,821.50 50,742.00 49,723.50 38,705.00

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Columns are period end dates