Chubb Limited

CB Financial Insurance Property & Casualty

Chubb Limited’s revenue for fiscal 2025 (year ended December 2025) was $59.4 billion, up 6.54% from fiscal 2024. In the quarter to June 2026, revenue grew 6.61%, EPS was flat, free cash flow grew 5.04% and total debt rose 19.1%, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for ten consecutive years, revenue growth for ten.

350.15 3.99 +1.15%
Market cap
$133.6B
P/E
12.3×
Fwd P/E
12.5×
Dividend yield
1.14%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
Piotroski F-Score
5 5 7 7 4 9 7 8 7 6
P/E ratio
14.95 17.35 15.27 16.05 19.76 10.02 17.52 10.33 12.07 12.02
P/S ratio
1.94 2.06 1.83 2.08 1.93 2.08 2.15 1.88 2.00 2.09
P/FCF ratio
11.51 14.76 10.93 11.19 7.10 7.63 8.23 7.39 6.90 9.68
P/Operating CF
41.87 60.87 37.83 49.66 27.32 32.69 34.87 29.32 24.46 30.57
P/B ratio
1.26 1.30 1.19 1.28 1.17 1.42 1.83 1.47 1.63 1.56
Price to Tangible BV
2.33 2.28 2.07 2.09 1.82 2.18 3.21 2.51 2.63 2.33
EV/Sales
2.37 2.47 2.22 2.50 2.33 2.47 2.48 2.17 2.28 2.39
EV/EBITDA
8.90 14.23 11.54 13.12 15.75 9.24 14.10 10.37 10.41 10.32
EV/Operating CF
14.07 17.68 13.24 13.50 8.59 9.04 9.49 8.56 7.85 11.09
EV/FCF
14.07 17.68 13.24 13.50 8.59 9.04 9.49 8.56 7.85 11.09
Quick Ratio
0.25 0.25 0.27 0.26 0.25 0.25 0.26 0.25 0.24 0.24
Current Ratio
0.25 0.25 0.27 0.26 0.25 0.25 0.26 0.25 0.24 0.24
Net Debt/EBITDA
1.62 2.35 2.02 2.24 2.72 1.45 1.87 1.41 1.26 1.31
Debt/Assets
9.08% 8.37% 8.35% 9.20% 8.57% 8.78% 8.19% 7.51% 7.26% 7.55%
Debt/Equity
0.30 0.27 0.28 0.29 0.28 0.29 0.32 0.27 0.26 0.26
Asset Turnover
0.24 0.20 0.20 0.20 0.20 0.21 0.22 0.23 0.23 0.23
Operating CF/Net income
1.28 1.17 1.38 1.42 2.77 1.31 2.15 1.40 1.75 1.24
Capex/Depreciation
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Coverage
10.00 7.64 8.36 10.55 9.07 20.91 12.46 15.28 16.51 18.18
ROE
10.68% 7.76% 7.81% 8.43% 6.16% 14.31% 9.52% 15.81% 14.04% 13.92%
ROA
3.16% 2.36% 2.37% 2.58% 1.92% 4.36% 2.63% 4.20% 3.89% 3.97%
ROIC
6.12% 4.51% 5.32% 5.20% 3.95% 8.52% 6.86% 8.18% 9.13% 8.87%
Return on Tangible Assets
(5.68%) (5.07%) (5.27%) (5.67%) (4.15%) (9.27%) (5.61%) (8.28%) (7.92%) (8.17%)
Average Days of Receivables
263.63 277.94 293.08 274.77 266.47 258.11 263.34 246.67 225.81 224.69
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
9.79% 8.79% 8.82% 8.86% 8.28% 7.67% 7.88% 8.06% 7.86% 7.58%
Intangible Assets out of Total Assets
0.14 0.13 0.13 0.12 0.11 0.10 0.11 0.11 0.11 0.10
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(1.44) (1.36) (1.50) (1.33) (1.48) (1.29) (1.24) (1.40) (1.26) (1.24)
Graham Number
143.84 142.16 143.72 162.75 151.89 242.71 184.71 277.08 295.21 342.41
Earnings Yield
6.69% 5.76% 6.55% 6.23% 5.06% 9.98% 5.71% 9.68% 8.28% 8.32%
Free Cash Flow Yield
8.69% 6.77% 9.15% 8.94% 14.08% 13.11% 12.15% 13.52% 14.49% 10.33%
Revenue per Share
68.04 69.02 70.57 74.98 79.70 92.89 102.67 121.06 137.94 149.40
Operating CF per Share
11.44 9.64 11.82 13.91 21.67 25.35 26.82 30.75 40.04 32.23
Capex per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free Cash Flow per Share
11.44 9.64 11.82 13.91 21.67 25.35 26.82 30.75 40.04 32.23
Cash per Share
2.13 1.82 2.89 3.61 4.07 4.12 5.07 6.38 6.31 6.21
Shareholders Equity per Share
104.37 109.54 108.52 121.36 131.62 135.72 120.35 155.02 169.21 200.65
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
104.37 109.54 108.52 121.36 131.62 135.72 120.35 155.02 169.21 200.65
Free Cash Flow
5,292.00 4,503.00 5,480.00 6,342.00 9,785.00 11,151.00 11,258.00 12,632.00 16,182.00 12,816.00
Working Capital
(72,798.00) (76,147.00) (75,224.00) (78,566.00) (85,227.00) (91,931.00) (93,477.00) (108,989.00) (117,055.00) (126,194.00)
Net Current Asset Value
(87,797.00) (90,447.00) (89,849.00) (94,231.00) (103,219.00) (109,628.00) (115,277.00) (130,759.00) (141,113.00) (153,510.00)
EV/EBIT
12.31 17.16 13.55 14.70 17.96 9.80 15.04 10.53 10.38 10.24
Capex to Sales
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Price to Operating Income
10.07 14.33 11.18 12.19 14.86 8.27 13.05 9.10 9.13 8.94
Other line items
Depreciation/Fixed assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Cash ROIC
8.30% 6.82% 8.35% 8.66% 12.60% 14.10% 16.33% 15.10% 18.21% 12.47%
Accounts Receivable Turnover
1.59 1.36 1.29 1.31 1.38 1.48 1.44 1.54 1.64 1.67
Accounts Payable Turnover
0.29 0.26 0.25 0.25 0.27 0.25 0.26 0.27 0.27 0.27
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
1,531.77 1,452.45 1,499.09 1,470.54 1,406.86 1,486.28 1,413.61 1,429.37 1,379.49 1,393.80
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Receivables
19,812.50 23,640.50 25,411.00 26,002.50 26,006.50 27,589.50 29,997.50 32,352.50 34,051.50 35,530.00
Average Payables
77,816.50 96,869.00 100,018.00 102,069.50 107,584.00 116,087.00 122,521.00 132,866.00 145,746.50 155,487.00
Average Assets
131,046.00 163,404.00 167,396.50 172,357.00 183,858.50 195,414.00 199,535.50 214,849.50 238,615.00 259,437.50
Average Common Equity
38,705.00 49,723.50 50,742.00 52,821.50 57,386.00 59,577.50 55,116.50 57,105.00 66,042.50 74,086.50

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Columns are period end dates