Saturday 17 October 2026 Export CASH’s income statement to Excel — free account

Pathward Financial, Inc.

Pathward Financial, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $851.5 million, up 4.01% from fiscal 2024. In the quarter to June 2026, revenue fell 3.18%, EPS fell 24.7%, free cash flow grew 20.5% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for five.

72.93 0.81 +1.12%

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Market cap: $1.5B
P/E: 9.1×
Fwd P/E: 9.2×
Dividend yield: 0.27%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Sep '25	Sep '24	Sep '23	Sep '22	Sep '21	Sep '20	Sep '19	Sep '18	Sep '17	Sep '16
Piotroski F-Score Full definition →	8	8	7	8	8	7	6	6	6	—
P/E ratio Full definition →	9.32	9.96	8.81	6.43	11.95	6.58	13.15	15.82	16.51	15.38
P/S ratio Full definition →	2.03	2.03	1.69	1.55	2.99	1.26	2.26	2.43	2.62	2.81
P/FCF ratio Full definition →	3.95	3.47	3.80	2.90	2.93	1.47	6.98	6.46	6.50	7.15
P/Operating CF Full definition →	5.70	11.61	8.98	317.93	12.72	3.61	62.65	32.75	19.76	18.02
P/B ratio Full definition →	2.02	2.02	2.02	1.49	1.91	0.79	1.47	1.12	1.69	1.53
Price to Tangible BV Full definition →	3.17	3.35	4.34	3.11	3.15	1.35	2.57	2.23	2.59	1.90
EV/Sales Full definition →	1.93	1.88	1.23	0.98	2.59	0.64	2.42	2.40	(1.59)	(0.93)
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	3.65	3.14	2.77	2.11	2.48	0.73	6.94	5.98	(3.72)	(2.16)
EV/FCF Full definition →	3.75	3.21	2.76	1.84	2.54	0.75	7.49	6.37	(3.94)	(2.37)
Quick Ratio Full definition →	0.02	0.02	0.05	0.06	0.05	0.08	0.02	0.02	0.27	0.22
Current Ratio Full definition →	0.79	0.73	0.69	0.65	0.69	0.76	0.77	0.61	0.55	0.48
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	0.47%	0.44%	0.45%	0.53%	1.39%	1.61%	3.49%	1.52%	1.64%	2.31%
Debt/Equity Full definition →	0.04	0.04	0.05	0.06	0.11	0.12	0.26	0.12	0.20	0.28
Asset Turnover Full definition →	0.12	0.11	0.10	0.09	0.09	0.09	0.09	0.06	0.06	0.06
Operating CF/Net income Full definition →	2.43	2.69	2.32	1.95	4.18	4.57	2.02	2.67	2.67	2.36
Capex/Depreciation Full definition →	(0.20)	(0.18)	0.02	0.67	(0.22)	(0.20)	(0.25)	(0.23)	(0.12)	(0.19)
ROE Full definition →	22.05%	25.20%	22.34%	19.60%	16.17%	12.10%	11.89%	8.73%	11.67%	10.96%
ROA Full definition →	2.52%	2.41%	1.98%	2.21%	2.17%	1.67%	1.57%	0.93%	0.97%	1.02%
ROIC Full definition →	18.58%	19.87%	35.77%	38.59%	15.30%	14.11%	7.21%	4.87%	0.00%	0.00%
Return on Tangible Assets Full definition →	(14.35%)	(10.36%)	(6.84%)	(7.06%)	(7.93%)	(8.45%)	(8.22%)	(2.73%)	(2.16%)	(1.80%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	71.34%	69.83%	76.42%	69.12%	68.63%	69.63%	65.92%	72.29%	66.95%	73.79%
Intangible Assets out of Total Assets Full definition →	0.04	0.04	0.00	0.00	0.05	0.06	0.06	0.06	0.03	0.02
Share Based Compensation of Revenue Full definition →	1.12%	1.26%	1.50%	1.61%	1.23%	1.92%	2.36%	3.24%	3.71%	0.27%
Graham Net Nets Full definition →	(0.79)	(1.10)	(1.71)	(2.27)	(1.14)	(2.02)	(1.14)	(2.42)	(2.98)	(3.83)
Graham Number Full definition →	80.91	69.81	52.38	50.45	52.10	39.98	35.24	30.65	23.80	19.77
Earnings Yield Full definition →	10.73%	10.04%	11.36%	15.55%	8.37%	15.19%	7.61%	6.32%	6.06%	6.50%
Free Cash Flow Yield Full definition →	25.35%	28.81%	26.34%	34.45%	34.16%	67.98%	14.32%	15.48%	15.39%	13.99%
Revenue per Share Full definition →	36.39	32.52	27.52	21.32	17.55	15.29	14.46	11.16	10.10	7.19
Operating CF per Share Full definition →	19.26	19.42	12.22	9.92	18.33	13.41	5.04	4.48	4.33	3.10
Capex per Share Full definition →	(0.50)	(0.40)	0.05	1.43	(0.41)	(0.35)	(0.37)	(0.28)	(0.24)	(0.27)
Free Cash Flow per Share Full definition →	18.76	19.02	12.27	11.36	17.93	13.07	4.67	4.20	4.08	2.83
Cash per Share Full definition →	5.15	6.29	14.00	13.28	9.90	12.27	3.34	3.25	45.69	30.55
Shareholders Equity per Share Full definition →	36.65	32.67	23.04	22.07	27.48	24.33	22.25	24.33	15.66	13.22
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	36.65	32.67	23.04	22.07	27.48	24.33	22.25	24.33	15.66	13.22
Free Cash Flow Full definition →	438.94	478.66	329.29	331.91	568.77	455.06	177.14	129.21	113.25	71.57
Working Capital Full definition →	(1,331.34)	(1,791.63)	(2,101.57)	(2,148.80)	(1,798.18)	(1,252.39)	(1,197.67)	(1,929.08)	(2,103.50)	(1,863.88)
Capital Expenditures Full definition →	(11.68)	(10.14)	1.38	41.86	(12.87)	(12.16)	(13.87)	(8.54)	(6.74)	(6.92)
Net Current Asset Value Full definition →	(1,364.79)	(1,824.99)	(2,135.44)	(2,184.82)	(1,891.02)	(1,350.62)	(1,413.51)	(2,018.04)	(2,189.03)	(1,960.94)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.01	0.01	0.00	(0.07)	0.02	0.02	0.03	0.02	0.02	0.04
Price to Operating Income Full definition →	7.56	7.50	7.90	5.32	10.46	5.72	11.49	14.53	11.25	13.18
Other line items
Depreciation/Fixed assets Full definition →	1.47	1.48	1.66	1.49	1.32	1.46	1.20	0.93	2.86	1.91
Cash ROIC Full definition →	43.40%	47.21%	32.04%	31.04%	44.48%	33.15%	14.93%	13.79%	6.34%	5.96%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.01	0.01	0.00
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	185,267.78	100,994.02	221,174.49	439,471.16	293,306.78	53,764.70	25,730.74	57,792.04	79,106.42	216,812.50
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	5,881.02	6,232.13	6,227.61	5,690.50	5,247.09	4,658.10	4,384.00	3,827.21	2,826.75	2,043.81
Average Assets Full definition →	7,352.18	7,517.71	7,125.41	6,719.03	6,391.36	6,137.48	6,008.98	5,531.70	4,617.38	3,268.06
Average Common Equity Full definition →	839.82	720.27	631.74	758.51	859.60	845.63	795.84	591.11	384.74	303.16

Fold the line items

Columns are period end dates

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