Saturday 17 October 2026 Export CASH’s income statement to Excel — free account

Pathward Financial, Inc.

Pathward Financial, Inc.’s revenue for fiscal 2025 (year ended September 2025) was $851.5 million, up 4.01% from fiscal 2024. In the quarter to June 2026, revenue fell 3.18%, EPS fell 24.7%, free cash flow grew 20.5% and total debt was flat, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for five.

72.93 0.81 +1.12%

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Market cap: $1.5B
P/E: 9.1×
Fwd P/E: 9.2×
Dividend yield: 0.27%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Sep '16	Sep '17	Sep '18	Sep '19	Sep '20	Sep '21	Sep '22	Sep '23	Sep '24	Sep '25
Piotroski F-Score Full definition →	—	6	6	6	7	8	8	7	8	8
P/E ratio Full definition →	15.38	16.51	15.82	13.15	6.58	11.95	6.43	8.81	9.96	9.32
P/S ratio Full definition →	2.81	2.62	2.43	2.26	1.26	2.99	1.55	1.69	2.03	2.03
P/FCF ratio Full definition →	7.15	6.50	6.46	6.98	1.47	2.93	2.90	3.80	3.47	3.95
P/Operating CF Full definition →	18.02	19.76	32.75	62.65	3.61	12.72	317.93	8.98	11.61	5.70
P/B ratio Full definition →	1.53	1.69	1.12	1.47	0.79	1.91	1.49	2.02	2.02	2.02
Price to Tangible BV Full definition →	1.90	2.59	2.23	2.57	1.35	3.15	3.11	4.34	3.35	3.17
EV/Sales Full definition →	(0.93)	(1.59)	2.40	2.42	0.64	2.59	0.98	1.23	1.88	1.93
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	(2.16)	(3.72)	5.98	6.94	0.73	2.48	2.11	2.77	3.14	3.65
EV/FCF Full definition →	(2.37)	(3.94)	6.37	7.49	0.75	2.54	1.84	2.76	3.21	3.75
Quick Ratio Full definition →	0.22	0.27	0.02	0.02	0.08	0.05	0.06	0.05	0.02	0.02
Current Ratio Full definition →	0.48	0.55	0.61	0.77	0.76	0.69	0.65	0.69	0.73	0.79
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	2.31%	1.64%	1.52%	3.49%	1.61%	1.39%	0.53%	0.45%	0.44%	0.47%
Debt/Equity Full definition →	0.28	0.20	0.12	0.26	0.12	0.11	0.06	0.05	0.04	0.04
Asset Turnover Full definition →	0.06	0.06	0.06	0.09	0.09	0.09	0.09	0.10	0.11	0.12
Operating CF/Net income Full definition →	2.36	2.67	2.67	2.02	4.57	4.18	1.95	2.32	2.69	2.43
Capex/Depreciation Full definition →	(0.19)	(0.12)	(0.23)	(0.25)	(0.20)	(0.22)	0.67	0.02	(0.18)	(0.20)
ROE Full definition →	10.96%	11.67%	8.73%	11.89%	12.10%	16.17%	19.60%	22.34%	25.20%	22.05%
ROA Full definition →	1.02%	0.97%	0.93%	1.57%	1.67%	2.17%	2.21%	1.98%	2.41%	2.52%
ROIC Full definition →	0.00%	0.00%	4.87%	7.21%	14.11%	15.30%	38.59%	35.77%	19.87%	18.58%
Return on Tangible Assets Full definition →	(1.80%)	(2.16%)	(2.73%)	(8.22%)	(8.45%)	(7.93%)	(7.06%)	(6.84%)	(10.36%)	(14.35%)
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	73.79%	66.95%	72.29%	65.92%	69.63%	68.63%	69.12%	76.42%	69.83%	71.34%
Intangible Assets out of Total Assets Full definition →	0.02	0.03	0.06	0.06	0.06	0.05	0.00	0.00	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.27%	3.71%	3.24%	2.36%	1.92%	1.23%	1.61%	1.50%	1.26%	1.12%
Graham Net Nets Full definition →	(3.83)	(2.98)	(2.42)	(1.14)	(2.02)	(1.14)	(2.27)	(1.71)	(1.10)	(0.79)
Graham Number Full definition →	19.77	23.80	30.65	35.24	39.98	52.10	50.45	52.38	69.81	80.91
Earnings Yield Full definition →	6.50%	6.06%	6.32%	7.61%	15.19%	8.37%	15.55%	11.36%	10.04%	10.73%
Free Cash Flow Yield Full definition →	13.99%	15.39%	15.48%	14.32%	67.98%	34.16%	34.45%	26.34%	28.81%	25.35%
Revenue per Share Full definition →	7.19	10.10	11.16	14.46	15.29	17.55	21.32	27.52	32.52	36.39
Operating CF per Share Full definition →	3.10	4.33	4.48	5.04	13.41	18.33	9.92	12.22	19.42	19.26
Capex per Share Full definition →	(0.27)	(0.24)	(0.28)	(0.37)	(0.35)	(0.41)	1.43	0.05	(0.40)	(0.50)
Free Cash Flow per Share Full definition →	2.83	4.08	4.20	4.67	13.07	17.93	11.36	12.27	19.02	18.76
Cash per Share Full definition →	30.55	45.69	3.25	3.34	12.27	9.90	13.28	14.00	6.29	5.15
Shareholders Equity per Share Full definition →	13.22	15.66	24.33	22.25	24.33	27.48	22.07	23.04	32.67	36.65
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	13.22	15.66	24.33	22.25	24.33	27.48	22.07	23.04	32.67	36.65
Free Cash Flow Full definition →	71.57	113.25	129.21	177.14	455.06	568.77	331.91	329.29	478.66	438.94
Working Capital Full definition →	(1,863.88)	(2,103.50)	(1,929.08)	(1,197.67)	(1,252.39)	(1,798.18)	(2,148.80)	(2,101.57)	(1,791.63)	(1,331.34)
Capital Expenditures Full definition →	(6.92)	(6.74)	(8.54)	(13.87)	(12.16)	(12.87)	41.86	1.38	(10.14)	(11.68)
Net Current Asset Value Full definition →	(1,960.94)	(2,189.03)	(2,018.04)	(1,413.51)	(1,350.62)	(1,891.02)	(2,184.82)	(2,135.44)	(1,824.99)	(1,364.79)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.04	0.02	0.02	0.03	0.02	0.02	(0.07)	0.00	0.01	0.01
Price to Operating Income Full definition →	13.18	11.25	14.53	11.49	5.72	10.46	5.32	7.90	7.50	7.56
Other line items
Depreciation/Fixed assets Full definition →	1.91	2.86	0.93	1.20	1.46	1.32	1.49	1.66	1.48	1.47
Cash ROIC Full definition →	5.96%	6.34%	13.79%	14.93%	33.15%	44.48%	31.04%	32.04%	47.21%	43.40%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.00	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00	0.00
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	216,812.50	79,106.42	57,792.04	25,730.74	53,764.70	293,306.78	439,471.16	221,174.49	100,994.02	185,267.78
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	2,043.81	2,826.75	3,827.21	4,384.00	4,658.10	5,247.09	5,690.50	6,227.61	6,232.13	5,881.02
Average Assets Full definition →	3,268.06	4,617.38	5,531.70	6,008.98	6,137.48	6,391.36	6,719.03	7,125.41	7,517.71	7,352.18
Average Common Equity Full definition →	303.16	384.74	591.11	795.84	845.63	859.60	758.51	631.74	720.27	839.82

Fold the line items

Columns are period end dates

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