Banco De Chile BCH

42.04 0.54 1.30% as of 25 Sep
Market cap
$21.0B
P/E
15.9×
Dec '16 Dec '17 Dec '18 Dec '19 Dec '20 Dec '21 Dec '22 Dec '23 Dec '24 Dec '25
P/E ratio 14.49 19.95 16.62 12.68 17.13 10.69 6.05 6.97 9.04 15.38
P/S ratio 3.32 4.59 3.86 2.77 2.94 2.17 1.70 1.88 2.23 3.99
P/FCF ratio 64.70 32.99 16.44 4.12 0.00 0.00 175.27 5.87 2.88 23.02
P/Operating CF 93.35 37.76 80.48 20.37 (3.17) 3.54 5.82 131.57 2.28 57.21
P/B ratio 2.42 3.75 2.76 2.21 1.83 1.51 1.67 1.59 1.60 2.61
Price to Tangible BV 2.47 3.79 2.79 2.25 1.88 1.54 1.72 1.63 1.65 2.69
EV/Sales 4.40 6.27 5.61 4.07 3.13 2.43 1.27 2.09 2.76 4.61
EV/EBITDA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF 65.24 40.71 22.54 5.80 (3.16) (4.54) 52.56 6.22 3.49 24.41
EV/FCF 85.73 45.01 23.86 6.04 (3.10) (4.26) 130.47 6.53 3.56 26.61
Quick Ratio 0.18 0.15 0.18 0.26 0.29 0.25 0.34 0.24 0.24 0.26
Current Ratio 1.41 1.38 1.43 1.51 1.38 1.28 1.43 1.38 1.53 1.55
Net Debt/EBITDA 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets 19.70% 19.93% 20.99% 21.49% 18.87% 18.43% 16.82% 16.80% 18.61% 19.96%
Debt/Equity 1.87 1.83 2.03 2.26 2.15 1.97 1.71 1.54 1.49 1.62
Asset Turnover 0.08 0.08 0.07 0.07 0.06 0.06 0.10 0.10 0.08 0.08
Operating CF/Net income 0.28 1.53 (2.21) 2.30 (6.16) 2.85 0.09 1.26 2.96 0.70
Capex/Depreciation (1.08) (1.10) (1.31) (0.88) (0.62) (0.82) (0.91) (0.90) (0.78) (0.72)
ROE 18.22% 17.38% 15.74% 15.31% 10.44% 21.99% 27.36% 24.85% 19.00% 17.97%
ROA 1.89% 1.87% 1.67% 1.52% 0.95% 1.99% 2.63% 2.59% 2.21% 2.23%
ROIC 7.15% 6.25% 6.65% 7.62% 7.08% 13.73% 34.87% 14.80% 11.03% 10.01%
Return on Tangible Assets 6.74% 7.09% 6.25% 4.83% 3.74% 11.10% 9.74% 10.17% 7.70% 6.97%
Average Days of Receivables 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue 41.80% 41.14% 41.42% 42.03% 54.31% 27.01% 24.77% 23.86% 29.68% 32.70%
Intangible Assets out of Total Assets 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Graham Net Nets 0.07 (0.07) (0.12) (0.16) (0.42) (0.71) (0.15) (0.15) 0.09 0.00
Graham Number 18.67 0.00 0.00 0.00 17.25 0.00 29.50 32.70 28.29 28.46
Earnings Yield 6.90% 5.01% 6.02% 7.89% 5.84% 9.36% 16.53% 14.35% 11.07% 6.50%
Free Cash Flow Yield 1.55% 3.03% 6.08% 24.28% (34.38%) (26.21%) 0.57% 17.03% 34.77% 4.34%
Revenue per Share 7.01 7.48 7.21 7.23 6.94 7.08 11.64 12.21 10.18 9.52
Operating CF per Share 0.47 2.79 (3.81) 3.66 (6.88) 6.98 0.28 4.10 8.05 1.80
Capex per Share (0.11) (0.13) (0.14) (0.17) (0.13) (0.15) (0.17) (0.20) (0.16) (0.15)
Free Cash Flow per Share 0.36 2.66 (3.95) 3.49 (7.01) 6.83 0.11 3.90 7.89 1.65
Cash per Share 10.41 10.09 11.38 16.64 22.58 19.10 25.24 19.66 15.71 17.61
Shareholders Equity per Share 9.63 11.33 10.49 10.28 11.12 11.19 11.83 14.45 14.17 14.57
Interest Debt per Share 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share 9.63 11.33 10.49 10.28 11.12 11.19 11.83 14.45 14.17 14.57
Free Cash Flow 184.50 1,350.62 (1,993.49) 1,761.74 (3,538.50) 3,449.84 57.00 1,971.26 3,982.65 833.63
Working Capital 12,395.95 12,767.64 13,605.67 16,324.40 14,792.00 10,902.36 16,090.70 15,973.36 17,625.36 18,504.90
Capital Expenditures (57.95) (67.19) (69.11) (85.58) (65.60) (75.30) (84.49) (99.69) (80.90) (75.06)
Net Current Asset Value 861.73 (1,052.00) (472.30) (1,239.38) (4,347.83) (5,157.00) (1,492.33) (1,699.15) 1,040.79 26.65
EV/EBIT 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.02 0.02 0.02
Net Profit Margin 23.88% 24.45% 23.90% 21.97% 16.10% 34.65% 27.06% 26.73% 26.70% 27.13%
Price to Operating Income 11.85 15.76 13.21 10.14 14.47 8.77 5.23 5.68 6.57 11.59
Other line items
Depreciation/Fixed assets 0.16 0.17 0.17 0.33 0.34 0.35 0.40 0.46 0.50 0.53
Cash ROIC (0.43%) 4.98% (10.25%) 6.14% (12.99%) 12.36% (0.31%) 6.43% 14.97% 2.53%
Accounts Receivable Turnover 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover 0.04 0.04 0.03 0.03 0.02 0.03 0.08 0.08 0.05 0.05
Inventory Turnover 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables 9,980.35 10,627.18 10,870.23 10,908.03 15,686.18 12,406.21 4,635.76 5,019.74 6,576.03 7,889.73
Days of Inventory on Hand 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables 26,949.98 29,499.65 30,013.97 29,342.55 31,654.72 33,136.97 31,606.90 32,898.53 33,462.21 31,861.67
Average Assets 45,312.91 49,841.23 52,130.00 52,950.00 59,266.74 62,149.78 60,467.12 63,740.70 62,061.38 58,388.09
Average Common Equity 4,708.64 5,347.32 5,528.68 5,245.63 5,404.66 5,633.28 5,813.24 6,636.46 7,226.86 7,256.01

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