Saturday 17 October 2026 Export BAP’s income statement to Excel — free account

Credicorp Ltd.

Credicorp Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $7.6 billion, up 8.87% from fiscal 2024. In the quarter to June 2026, revenue grew 12.2%, EPS grew 16.8%, free cash flow grew 76.1% and total debt fell 8.50%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

390.26 1.84 +0.47%

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Market cap: $30.9B
P/E: 14.5×
Fwd P/E: 10.9×
Dividend yield: 3.71%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	11.81	9.97	9.50	9.10	10.32	142.63	13.70	14.57	16.94	12.38
Piotroski F-Score Full definition →	8	8	6	4	7	6	8	2	7	5
P/S ratio Full definition →	2.99	2.08	1.81	2.15	2.20	2.73	3.18	4.20	3.33	2.76
P/FCF ratio Full definition →	2.75	2.44	6.50	5.23	12.89	1.86	4.24	7.00	2.79	3.94
P/Operating CF Full definition →	9.43	3.76	12.22	11.43	10.04	13.48	8.15	(474.70)	5.95	(29.72)
P/B ratio Full definition →	2.08	1.56	1.33	1.45	1.39	1.79	2.11	2.39	2.49	2.15
Price to Tangible BV Full definition →	2.36	1.72	1.48	1.62	1.55	2.00	2.34	2.61	2.73	2.39
EV/Sales Full definition →	1.62	0.88	0.96	1.27	0.80	1.36	2.32	3.42	2.22	1.76
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	1.32	0.90	2.54	2.51	2.81	0.87	2.77	4.56	1.67	2.10
EV/FCF Full definition →	1.49	1.04	3.45	3.10	4.67	0.93	3.09	5.69	1.86	2.52
Quick Ratio Full definition →	0.29	0.28	0.22	0.21	0.24	0.23	0.25	0.23	0.31	0.31
Current Ratio Full definition →	1.08	1.09	1.09	1.10	1.05	0.99	1.19	1.17	1.19	1.22
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	5.25%	6.74%	6.11%	7.18%	6.98%	6.87%	7.96%	8.72%	9.53%	10.19%
Debt/Equity Full definition →	0.36	0.49	0.44	0.58	0.63	0.64	0.56	0.64	0.73	0.79
Asset Turnover Full definition →	0.11	0.11	0.10	0.09	0.07	0.08	0.10	0.08	0.10	0.10
Operating CF/Net income Full definition →	1.24	2.64	0.84	(0.24)	1.11	36.57	1.63	(0.03)	2.27	(0.41)
Capex/Depreciation Full definition →	(1.23)	(1.35)	(1.65)	(1.29)	(0.91)	(0.82)	(0.74)	(1.07)	(0.56)	(0.83)
ROE Full definition →	19.15%	16.13%	15.78%	16.38%	12.96%	1.30%	16.60%	17.06%	19.63%	18.44%
ROA Full definition →	2.71%	2.22%	2.08%	1.93%	1.41%	0.16%	2.32%	2.28%	2.54%	2.17%
ROIC Full definition →	327.23%	137.47%	34.63%	35.97%	116.93%	13.99%	32.71%	25.94%	92.45%	69.15%
Return on Tangible Assets Full definition →	40.83%	32.43%	31.34%	25.98%	33.14%	(71.14%)	17.83%	18.96%	17.97%	14.95%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	40.90%	45.50%	45.04%	45.43%	48.34%	74.23%	44.32%	34.06%	46.09%	47.37%
Intangible Assets out of Total Assets Full definition →	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.55%	0.40%	0.34%	0.43%	0.43%	0.62%	0.68%	0.48%	0.37%	0.60%
Graham Net Nets Full definition →	(0.42)	(0.62)	(0.75)	(0.81)	(0.93)	(0.94)	(0.32)	(0.32)	(0.28)	(0.29)
Graham Number Full definition →	274.95	220.33	197.98	180.08	152.71	48.70	187.90	178.31	156.09	148.34
Earnings Yield Full definition →	8.47%	10.03%	10.52%	10.98%	9.69%	0.70%	7.30%	6.86%	5.90%	8.07%
Free Cash Flow Yield Full definition →	36.40%	41.04%	15.39%	19.11%	7.76%	53.83%	23.57%	14.29%	35.88%	25.37%
Revenue per Share Full definition →	96.03	88.13	82.28	67.29	55.43	60.07	67.03	52.80	64.10	58.61
Operating CF per Share Full definition →	30.42	48.71	13.73	(3.68)	12.87	45.71	26.14	(0.47)	35.90	(5.43)
Capex per Share Full definition →	(3.92)	(3.40)	(3.69)	(2.89)	(2.04)	(2.20)	(1.78)	(1.94)	(0.91)	(1.26)
Free Cash Flow per Share Full definition →	26.50	45.31	10.03	(6.57)	10.84	43.51	24.37	(2.40)	34.98	(6.70)
Cash per Share Full definition →	181.07	163.32	118.91	110.94	133.14	141.04	114.15	100.51	134.02	117.75
Shareholders Equity per Share Full definition →	138.21	117.32	111.39	96.00	87.61	91.68	100.84	92.91	85.88	75.00
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	138.21	117.32	111.39	96.00	87.61	91.68	100.84	92.91	85.88	75.00
Free Cash Flow Full definition →	2,103.88	3,600.12	797.31	(522.88)	861.52	3,455.06	1,936.76	(191.15)	2,780.09	(532.23)
Working Capital Full definition →	4,178.48	4,136.85	3,788.07	4,271.56	2,449.45	(532.87)	6,740.64	5,942.80	6,519.07	6,507.13
Capital Expenditures Full definition →	(311.02)	(270.02)	(293.61)	(229.97)	(161.92)	(174.64)	(141.27)	(154.03)	(72.63)	(100.36)
Net Current Asset Value Full definition →	(9,648.11)	(9,103.07)	(8,899.34)	(7,618.23)	(8,996.65)	(12,227.95)	(5,455.65)	(5,550.85)	(4,787.46)	(3,729.82)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.04	0.01	0.02
Price to Operating Income Full definition →	8.16	6.98	6.45	5.66	6.65	77.69	9.46	10.35	9.93	8.75
Other line items
Depreciation/Fixed assets Full definition →	0.44	0.52	0.49	0.54	0.53	0.54	0.45	0.32	0.28	0.26
Cash ROIC Full definition →	7.19%	13.38%	3.59%	(2.51%)	3.93%	14.93%	8.98%	(0.95%)	12.38%	(2.66%)
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.03	0.04	0.04	0.02	0.02	0.02	0.03	0.03	0.03	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	11,929.48	10,266.09	9,199.23	15,405.97	22,119.89	17,500.53	12,446.90	12,614.91	12,014.43	10,788.32
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	45,472.81	41,313.62	38,775.41	38,450.89	39,837.45	37,230.29	32,768.35	30,889.01	27,700.32	26,930.06
Average Assets Full definition →	71,634.82	66,056.79	62,485.99	62,086.13	65,494.03	62,114.28	55,123.92	53,112.52	49,317.81	47,967.20
Average Common Equity Full definition →	10,145.90	9,087.13	8,243.68	7,299.68	7,122.42	7,647.93	7,700.02	7,104.69	6,392.87	5,647.47

Fold the line items

Columns are period end dates

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