Saturday 17 October 2026 Export BAP’s income statement to Excel — free account

Credicorp Ltd.

Credicorp Ltd.’s revenue for fiscal 2025 (year ended December 2025) was $7.6 billion, up 8.87% from fiscal 2024. In the quarter to June 2026, revenue grew 12.2%, EPS grew 16.8%, free cash flow grew 76.1% and total debt fell 8.50%, each against the same quarter a year earlier. Revenue growth for three consecutive years.

390.26 1.84 +0.47%

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Market cap: $30.9B
P/E: 14.5×
Fwd P/E: 10.9×
Dividend yield: 3.71%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	12.38	16.94	14.57	13.70	142.63	10.32	9.10	9.50	9.97	11.81
Piotroski F-Score Full definition →	5	7	2	8	6	7	4	6	8	8
P/S ratio Full definition →	2.76	3.33	4.20	3.18	2.73	2.20	2.15	1.81	2.08	2.99
P/FCF ratio Full definition →	3.94	2.79	7.00	4.24	1.86	12.89	5.23	6.50	2.44	2.75
P/Operating CF Full definition →	(29.72)	5.95	(474.70)	8.15	13.48	10.04	11.43	12.22	3.76	9.43
P/B ratio Full definition →	2.15	2.49	2.39	2.11	1.79	1.39	1.45	1.33	1.56	2.08
Price to Tangible BV Full definition →	2.39	2.73	2.61	2.34	2.00	1.55	1.62	1.48	1.72	2.36
EV/Sales Full definition →	1.76	2.22	3.42	2.32	1.36	0.80	1.27	0.96	0.88	1.62
EV/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EV/Operating CF Full definition →	2.10	1.67	4.56	2.77	0.87	2.81	2.51	2.54	0.90	1.32
EV/FCF Full definition →	2.52	1.86	5.69	3.09	0.93	4.67	3.10	3.45	1.04	1.49
Quick Ratio Full definition →	0.31	0.31	0.23	0.25	0.23	0.24	0.21	0.22	0.28	0.29
Current Ratio Full definition →	1.22	1.19	1.17	1.19	0.99	1.05	1.10	1.09	1.09	1.08
Net Debt/EBITDA Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt/Assets Full definition →	10.19%	9.53%	8.72%	7.96%	6.87%	6.98%	7.18%	6.11%	6.74%	5.25%
Debt/Equity Full definition →	0.79	0.73	0.64	0.56	0.64	0.63	0.58	0.44	0.49	0.36
Asset Turnover Full definition →	0.10	0.10	0.08	0.10	0.08	0.07	0.09	0.10	0.11	0.11
Operating CF/Net income Full definition →	(0.41)	2.27	(0.03)	1.63	36.57	1.11	(0.24)	0.84	2.64	1.24
Capex/Depreciation Full definition →	(0.83)	(0.56)	(1.07)	(0.74)	(0.82)	(0.91)	(1.29)	(1.65)	(1.35)	(1.23)
ROE Full definition →	18.44%	19.63%	17.06%	16.60%	1.30%	12.96%	16.38%	15.78%	16.13%	19.15%
ROA Full definition →	2.17%	2.54%	2.28%	2.32%	0.16%	1.41%	1.93%	2.08%	2.22%	2.71%
ROIC Full definition →	69.15%	92.45%	25.94%	32.71%	13.99%	116.93%	35.97%	34.63%	137.47%	327.23%
Return on Tangible Assets Full definition →	14.95%	17.97%	18.96%	17.83%	(71.14%)	33.14%	25.98%	31.34%	32.43%	40.83%
Average Days of Receivables Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	47.37%	46.09%	34.06%	44.32%	74.23%	48.34%	45.43%	45.04%	45.50%	40.90%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.02
Share Based Compensation of Revenue Full definition →	0.60%	0.37%	0.48%	0.68%	0.62%	0.43%	0.43%	0.34%	0.40%	0.55%
Graham Net Nets Full definition →	(0.29)	(0.28)	(0.32)	(0.32)	(0.94)	(0.93)	(0.81)	(0.75)	(0.62)	(0.42)
Graham Number Full definition →	148.34	156.09	178.31	187.90	48.70	152.71	180.08	197.98	220.33	274.95
Earnings Yield Full definition →	8.07%	5.90%	6.86%	7.30%	0.70%	9.69%	10.98%	10.52%	10.03%	8.47%
Free Cash Flow Yield Full definition →	25.37%	35.88%	14.29%	23.57%	53.83%	7.76%	19.11%	15.39%	41.04%	36.40%
Revenue per Share Full definition →	58.61	64.10	52.80	67.03	60.07	55.43	67.29	82.28	88.13	96.03
Operating CF per Share Full definition →	(5.43)	35.90	(0.47)	26.14	45.71	12.87	(3.68)	13.73	48.71	30.42
Capex per Share Full definition →	(1.26)	(0.91)	(1.94)	(1.78)	(2.20)	(2.04)	(2.89)	(3.69)	(3.40)	(3.92)
Free Cash Flow per Share Full definition →	(6.70)	34.98	(2.40)	24.37	43.51	10.84	(6.57)	10.03	45.31	26.50
Cash per Share Full definition →	117.75	134.02	100.51	114.15	141.04	133.14	110.94	118.91	163.32	181.07
Shareholders Equity per Share Full definition →	75.00	85.88	92.91	100.84	91.68	87.61	96.00	111.39	117.32	138.21
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	75.00	85.88	92.91	100.84	91.68	87.61	96.00	111.39	117.32	138.21
Free Cash Flow Full definition →	(532.23)	2,780.09	(191.15)	1,936.76	3,455.06	861.52	(522.88)	797.31	3,600.12	2,103.88
Working Capital Full definition →	6,507.13	6,519.07	5,942.80	6,740.64	(532.87)	2,449.45	4,271.56	3,788.07	4,136.85	4,178.48
Capital Expenditures Full definition →	(100.36)	(72.63)	(154.03)	(141.27)	(174.64)	(161.92)	(229.97)	(293.61)	(270.02)	(311.02)
Net Current Asset Value Full definition →	(3,729.82)	(4,787.46)	(5,550.85)	(5,455.65)	(12,227.95)	(8,996.65)	(7,618.23)	(8,899.34)	(9,103.07)	(9,648.11)
EV/EBIT Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Capex to Sales Full definition →	0.02	0.01	0.04	0.03	0.04	0.04	0.04	0.04	0.04	0.04
Price to Operating Income Full definition →	8.75	9.93	10.35	9.46	77.69	6.65	5.66	6.45	6.98	8.16
Other line items
Depreciation/Fixed assets Full definition →	0.26	0.28	0.32	0.45	0.54	0.53	0.54	0.49	0.52	0.44
Cash ROIC Full definition →	(2.66%)	12.38%	(0.95%)	8.98%	14.93%	3.93%	(2.51%)	3.59%	13.38%	7.19%
Accounts Receivable Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →	0.03	0.03	0.03	0.03	0.02	0.02	0.02	0.04	0.04	0.03
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	10,788.32	12,014.43	12,614.91	12,446.90	17,500.53	22,119.89	15,405.97	9,199.23	10,266.09	11,929.48
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Payables Full definition →	26,930.06	27,700.32	30,889.01	32,768.35	37,230.29	39,837.45	38,450.89	38,775.41	41,313.62	45,472.81
Average Assets Full definition →	47,967.20	49,317.81	53,112.52	55,123.92	62,114.28	65,494.03	62,086.13	62,485.99	66,056.79	71,634.82
Average Common Equity Full definition →	5,647.47	6,392.87	7,104.69	7,700.02	7,647.93	7,122.42	7,299.68	8,243.68	9,087.13	10,145.90

Fold the line items

Columns are period end dates

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