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Friday 6 November 2026
Export AVAL’s income statement to Excel — free account
Grupo Aval Acciones y Valores S.A.
AVAL Financial Banks Regional
Grupo Aval Acciones y Valores S.A.’s revenue for fiscal 2025 (year ended December 2025) was $6.2 billion, up 31.4% from fiscal 2024.
- Revenue
- +74.5%
- EPS
- +30.0%
- Free cash flow
- +884.0%
- Total debt
- +19.1%
Quarter to June 2026, against a year earlier
4.23
0.06
+1.44%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.25 | 11.94 | 18.00 | 3.81 | 6.39 | 11.28 | 8.85 | 6.78 | 14.93 | 12.75 |
Piotroski F-Score |
8 | 4 | 4 | 3 | 4 | 6 | 5 | 8 | 8 | 6 |
P/S ratio |
0.78 | 0.26 | 0.43 | 0.49 | 0.64 | 0.71 | 1.14 | 0.80 | 1.11 | 1.55 |
P/FCF ratio |
2.16 | 3.00 | 3.72 | 0.51 | 1.03 | 1.18 | 1.83 | 0.88 | 1.68 | 1.08 |
P/Operating CF |
3.26 | 4.26 | 5.29 | (63.55) | 3.22 | 2.55 | 5.58 | 2.45 | 5.64 | 12.20 |
P/B ratio |
0.69 | 0.54 | 0.47 | 0.46 | 0.48 | 0.72 | 0.97 | 0.72 | 1.11 | 1.23 |
Price to Tangible BV |
1.48 | 3.34 | 1.12 | 1.06 | 1.05 | 1.51 | 1.87 | 1.36 | 1.92 | 2.12 |
EV/Sales |
(0.02) | 0.12 | 0.12 | 0.47 | 0.12 | 0.23 | 0.53 | 0.22 | 0.80 | 1.14 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
(0.05) | 0.98 | 0.75 | 0.42 | 0.17 | 0.34 | 0.74 | 0.21 | 1.04 | 0.75 |
EV/FCF |
(0.06) | 1.40 | 1.08 | 0.49 | 0.20 | 0.38 | 0.85 | 0.24 | 1.21 | 0.80 |
Quick Ratio |
0.18 | 0.15 | 0.15 | 0.13 | 0.17 | 0.19 | 0.19 | 0.18 | 0.15 | 0.16 |
Current Ratio |
0.93 | 1.03 | 1.05 | 1.07 | 1.04 | 1.05 | 1.08 | 1.09 | 1.06 | 1.06 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.15% | 8.00% | 7.78% | 9.60% | 8.79% | 8.60% | 7.86% | 7.76% | 8.08% | 8.29% |
Debt/Equity |
0.62 | 0.79 | 0.74 | 0.92 | 0.82 | 0.78 | 0.66 | 0.68 | 0.74 | 0.75 |
Asset Turnover |
0.09 | 0.07 | 0.12 | 0.07 | 0.09 | 0.12 | 0.10 | 0.10 | 0.11 | 0.09 |
Operating CF/Net income |
4.29 | 0.77 | 8.13 | (0.09) | 1.79 | 4.27 | 1.86 | 3.00 | 2.60 | 1.16 |
Capex/Depreciation |
(0.80) | (0.95) | (1.03) | (0.53) | (0.78) | (0.81) | (0.74) | (0.91) | (0.75) | (0.97) |
| 5.07% | 3.14% | 2.37% | 5.52% | 8.80% | 6.83% | 9.53% | 10.09% | 7.79% | 9.21% | |
| 0.51% | 0.32% | 0.25% | 0.59% | 0.96% | 0.78% | 1.11% | 1.13% | 0.85% | 0.99% | |
ROIC |
37.34% | 8.83% | 10.43% | 12.94% | 22.10% | 22.32% | 29.04% | 32.53% | 17.22% | 20.96% |
Return on Tangible Assets |
(14.43%) | 8.15% | 4.55% | 13.01% | 18.68% | 12.43% | 13.64% | 12.22% | 11.63% | 13.29% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
26.47% | (2.45%) | 25.15% | 37.47% | 47.80% | 59.07% | 44.58% | 44.35% | 49.45% | 28.71% |
Intangible Assets out of Total Assets |
0.05 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(2.37) | (3.69) | (2.26) | (2.37) | (2.13) | (1.25) | (0.64) | (0.77) | (0.64) | (0.61) |
Graham Number |
6.89 | 0.00 | 4.09 | 8.76 | 13.83 | 11.44 | 14.11 | 12.64 | 10.08 | 9.78 |
Earnings Yield |
8.89% | 8.37% | 5.56% | 26.23% | 15.66% | 8.87% | 11.30% | 14.75% | 6.70% | 7.84% |
Free Cash Flow Yield |
46.20% | 33.35% | 26.87% | 196.85% | 96.67% | 84.67% | 54.63% | 113.40% | 59.49% | 92.31% |
Revenue per Share |
5.20 | 3.96 | 5.88 | 4.96 | 7.96 | 9.70 | 7.64 | 7.36 | 7.82 | 5.27 |
Operating CF per Share |
1.24 | 0.13 | 1.01 | (0.04) | 1.59 | 2.70 | 1.52 | 2.41 | 1.54 | 0.67 |
Capex per Share |
(0.19) | (0.20) | (0.20) | (0.10) | (0.30) | (0.30) | (0.26) | (0.24) | (0.20) | (0.20) |
Free Cash Flow per Share |
1.06 | (0.07) | 0.81 | (0.14) | 1.29 | 2.39 | 1.26 | 2.17 | 1.33 | 0.46 |
Cash per Share |
8.16 | 6.26 | 5.74 | 4.99 | 12.83 | 12.14 | 10.56 | 9.83 | 8.16 | 7.16 |
Shareholders Equity per Share |
5.85 | 5.59 | 5.31 | 5.33 | 10.63 | 9.54 | 8.98 | 8.16 | 7.78 | 6.64 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
5.85 | 5.59 | 5.31 | 5.33 | 10.63 | 9.54 | 8.98 | 8.16 | 7.78 | 6.64 |
Free Cash Flow |
1,257.26 | (84.92) | 964.14 | (160.36) | 1,432.44 | 2,667.69 | 1,402.84 | 2,419.00 | 1,484.90 | 575.60 |
Working Capital |
(3,787.92) | 1,553.97 | 2,346.67 | 2,854.99 | 3,437.94 | 3,869.14 | 4,937.35 | 5,588.40 | 3,710.00 | 3,398.40 |
Capital Expenditures |
(219.74) | (241.38) | (236.96) | (115.94) | (338.05) | (338.52) | (287.66) | (267.80) | (227.10) | (252.40) |
Net Current Asset Value |
(11,411.33) | (7,889.30) | (6,765.38) | (6,679.78) | (12,143.29) | (9,556.08) | (6,182.63) | (5,086.10) | (6,212.20) | (6,125.80) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.04 | 0.05 | 0.03 | 0.02 | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.04 |
Price to Operating Income |
0.00 | 11.12 | 0.00 | 0.00 | 35.69 | 0.00 | 142.96 | 0.00 | 0.00 | 766.48 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.19 | 0.27 | 0.25 | 0.23 | 0.23 | 0.23 | 0.22 | 0.17 | 0.16 | 0.13 |
Cash ROIC |
6.01% | (0.44%) | 5.42% | (0.91%) | 4.00% | 8.21% | 4.95% | 9.22% | 6.14% | 2.47% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.09 | 0.11 | 0.13 | 0.04 | 0.03 | 0.04 | 0.05 | 0.04 | 0.06 | 0.06 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
4,194.56 | 3,505.65 | 2,934.97 | 5,424.16 | 12,369.70 | 9,358.47 | 7,748.00 | 8,015.04 | 6,871.00 | 6,257.91 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
40,827.74 | 38,285.96 | 35,532.86 | 52,504.68 | 66,946.81 | 58,099.96 | 51,611.72 | 51,240.60 | 49,928.10 | 45,559.00 |
Average Assets |
67,679.61 | 62,904.10 | 59,677.29 | 84,594.73 | 103,469.98 | 90,259.27 | 81,777.99 | 79,587.55 | 76,971.25 | 71,736.30 |
Average Common Equity |
6,790.58 | 6,468.33 | 6,234.21 | 9,002.91 | 11,236.68 | 10,318.18 | 9,549.44 | 8,882.25 | 8,443.95 | 7,745.40 |
Columns are period end dates