Atlanticus Holdings Corporation

ATLC Financial Credit Services

Atlanticus Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 50.1% from fiscal 2024. In the quarter to June 2026, revenue grew 88.8%, EPS grew 67.4%, free cash flow grew 112.1% and total debt rose 124.5%, each against the same quarter a year earlier. Revenue growth for ten consecutive years, operating cash flow growth for three.

92.04 1.50 −1.60%
Market cap
$1.4B
P/E
9.6×
Fwd P/E
8.8×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Jun '26 Mar '26 Dec '25 Sep '25 Older periods
Revenue
2,652.98 2,302.82 1,968.40 1,587.50

+8 more TTM periods

Cost of Revenue
446.88 377.13 301.90 221.35
Gross Profit
2,206.10 1,925.69 1,666.50 1,366.15
SG&A Expenses
1,991.24 1,739.40 1,500.98 1,208.86
Operating Income
203.55 177.69 159.71 153.36
EBT
203.55 177.69 159.71 153.36
Income Tax Provision
50.06 43.63 39.10 36.39
Income after Tax
153.50 134.06 120.61 116.97
Dividends (Preferred)
9.23 9.14 10.41 13.12
Non-Controlling Interest
(0.51) (0.79) (1.59) (1.40)
Net Income Common
144.78 125.72 111.80 105.26
EPS (Basic)
9.61 8.35 7.40 6.99
EPS (Diluted)
7.69 6.70 5.96 5.63
Shares (Basic, Weighted)
15.09 15.08 15.12 15.03
Shares (Diluted, Weighted)
19.14 19.14 19.19 19.09
Gross Margin
83.16% 83.62% 84.66% 86.06%
EBIT Margin
0.00% 0.00% 0.00% 0.00%
EBT margin
7.67% 7.72% 8.11% 9.66%
Net Profit Margin
5.46% 5.46% 5.68% 6.63%
Free Cash Flow Margin
35.30% 34.31% 32.16% 30.73%
Other line items
EPS (Diluted, from Cont. Ops)
8.03 7.01 6.29 6.12
EPS (Diluted, Consolidated)
8.03 7.01 6.29 6.12
EPS (Basic, Consolidated)
10.18 8.90 7.98 7.78
Shares (Diluted, Average)
18.92 18.88 18.87 17.89
EPS (Basic, from Continuous Ops)
10.18 8.90 7.98 7.78
Income from Continuous Operations
153.50 134.06 120.61 116.97
Consolidated Net Income/Loss
153.50 134.06 120.61 116.97
EBITDA Margin
0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
35.32% 34.42% 32.41% 31.14%

Fold the line items

In millions of $ except per-share values · columns are period end dates