Atlanticus Holdings Corporation

ATLC Financial Credit Services

Atlanticus Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 50.1% from fiscal 2024. In the quarter to June 2026, revenue grew 88.8%, EPS grew 67.4%, free cash flow grew 112.1% and total debt rose 124.5%, each against the same quarter a year earlier. Revenue growth for ten consecutive years, operating cash flow growth for three.

92.04 1.50 −1.60%
Market cap
$1.4B
P/E
9.6×
Fwd P/E
8.8×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Older periods Sep '25 Dec '25 Mar '26 Jun '26
Revenue

+8 more quarters

494.68 734.39 679.59 744.32
Revenue Growth
40.84% 107.75% 96.89% 88.84%
Cost of Revenue
75.46 125.23 122.76 123.43
Gross Profit
419.21 609.17 556.83 620.89
SG&A Expenses
385.24 560.31 494.39 551.29
Operating Income
32.48 46.22 58.85 66.01
EBT
32.48 46.22 58.85 66.01
Income Tax Provision
7.89 11.61 14.27 16.29
Income after Tax
24.59 34.61 44.58 49.72
Dividends (Preferred)
2.31 2.31 2.31 2.31
Non-Controlling Interest
(0.39) (0.52) 0.40 0.00
Net Income Common
22.67 32.83 41.87 47.41
EPS (Basic)
1.50 2.18 2.80 3.13
EPS (Diluted)
1.21 1.75 2.23 2.50
Shares (Basic, Weighted)
15.13 15.11 14.98 15.16
Shares (Diluted, Weighted)
19.20 19.18 19.00 19.17
Gross Margin
84.74% 82.95% 81.94% 83.42%
EBIT Margin
0.00% 0.00% 0.00% 0.00%
EBT margin
6.57% 6.29% 8.66% 8.87%
Net Profit Margin
4.58% 4.47% 6.16% 6.37%
Other line items
Income from Continuous Operations
24.59 34.61 44.58 49.72
Consolidated Net Income/Loss
24.59 34.61 44.58 49.72
EPS (Basic, from Continuous Ops)
1.63 2.29 2.98 3.28
EPS (Diluted, from Cont. Ops)
1.28 1.81 2.35 2.59
EPS (Basic, Consolidated)
1.63 2.29 2.98 3.28
EPS (Diluted, Consolidated)
1.28 1.81 2.35 2.59
Shares (Diluted, Average)
19.20 18.76 18.77 18.96
EBITDA Margin
0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin
21.72% 36.25% 42.14% 37.21%

Fold the line items

In millions of $ except per-share values · columns are period end dates