Arrow Financial Corporation AROW

37.65 0.32 0.86% as of 25 Sep
Market cap
$691.5M
P/E
12.1×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

13.67 11.85 10.86 13.22
P/S ratio
1.98 2.14 2.23 2.70
P/FCF ratio
12.10 13.17 12.41 14.11
P/Operating CF
30.90 87.70 36.08 42.63
P/B ratio
1.11 1.20 1.25 1.51
Price to Tangible BV
1.18 1.28 1.33 1.60
EV/Sales
0.39 1.36 1.17 2.05
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
2.24 7.97 6.23 9.84
EV/FCF
2.39 8.36 6.53 10.72
Quick Ratio
0.10 0.05 0.07 0.05
Current Ratio
0.93 0.92 0.92 0.92
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
0.54% 0.56% 0.55% 0.56%
Debt/Equity
0.06 0.06 0.06 0.06
Asset Turnover
0.05 0.06 0.06 0.06
Operating CF/Net income
1.17 0.42 1.13 1.44
Capex/Depreciation
0.07 (0.16) (0.67) (2.50)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
42.12% 42.38% 43.92% 48.96%
Intangible Assets out of Total Assets
0.01 0.01 0.01 0.01
Share Based Compensation of Revenue
0.37% 0.38% 0.57% 0.71%
Graham Net Nets
(0.78) (0.74) (0.71) (0.58)
Graham Number
34.44 39.50 43.22 43.53
Earnings Yield
7.31% 8.44% 9.20% 7.56%
Free Cash Flow Yield
8.27% 7.59% 8.06% 7.09%
Revenue per Share
3.80 3.81 3.81 3.77
Operating CF per Share
0.92 0.36 0.93 0.96
Capex per Share
0.01 (0.01) (0.05) (0.20)
Free Cash Flow per Share
0.92 0.35 0.88 0.76
Cash per Share
24.23 12.98 17.43 11.37
Shareholders Equity per Share
25.47 26.17 26.87 27.17
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
25.47 26.17 26.87 27.17
Free Cash Flow
15.13 5.70 14.41 12.48
Working Capital
(299.05) (310.78) (327.69) (318.25)
Capital Expenditures
0.11 (0.21) (0.83) (3.32)
Net Current Asset Value
(364.16) (381.06) (391.36) (388.91)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.01 0.05
Net Profit Margin
20.58% 22.29% 21.60% 17.72%
Price to Operating Income
10.59 9.36 8.51 10.42
Other line items
Average Payables
3,968.75 3,883.70 3,991.05 3,792.27
Average Assets
4,499.28 4,376.11 4,485.45 4,448.54
Average Common Equity
405.50 416.38 422.28 427.41

Fold the line items

Columns are period end dates