American Financial Group, Inc. AFG
138.22
(0.20)
(0.14%)
as of 25 Sep
- Market cap
- $11.5B
- P/E
- 12.1×
Follow AFG
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.00 | 20.15 | 15.50 | 11.11 | 10.41 | 5.90 | 13.00 | 11.88 | 12.95 | 13.57 |
P/S ratio |
1.18 | 1.37 | 1.13 | 1.59 | 1.35 | 1.78 | 1.65 | 1.29 | 1.38 | 1.40 |
P/FCF ratio |
6.60 | 5.36 | 4.02 | 4.08 | 3.65 | 6.88 | 10.61 | 5.32 | 10.95 | 8.15 |
P/Operating CF |
18.90 | 11.56 | 10.00 | 12.89 | 15.96 | 40.44 | 105.90 | 13.38 | 17.05 | 14.56 |
P/B ratio |
1.55 | 1.76 | 1.62 | 1.57 | 1.14 | 2.33 | 2.87 | 2.37 | 2.57 | 2.37 |
Price to Tangible BV |
1.62 | 1.83 | 1.69 | 1.63 | 1.18 | 2.45 | 3.06 | 2.56 | 2.76 | 2.54 |
EV/Sales |
1.05 | 1.21 | 1.10 | 1.45 | 1.40 | 1.76 | 1.74 | 1.32 | 1.39 | 1.41 |
EV/EBITDA |
6.82 | 9.10 | 8.61 | 9.38 | 11.12 | 7.13 | 9.38 | 8.45 | 9.02 | 9.29 |
EV/Operating CF |
5.92 | 4.62 | 3.77 | 3.67 | 3.70 | 6.72 | 10.64 | 5.26 | 10.03 | 7.51 |
EV/FCF |
5.89 | 4.76 | 3.91 | 3.73 | 3.79 | 6.78 | 11.18 | 5.45 | 11.02 | 8.22 |
Quick Ratio |
0.16 | 0.17 | 0.14 | 0.08 | 0.49 | 0.52 | 0.44 | 0.22 | 0.21 | 0.23 |
Current Ratio |
0.16 | 0.17 | 0.14 | 0.08 | 0.49 | 0.52 | 0.44 | 0.22 | 0.21 | 0.23 |
Net Debt/EBITDA |
(0.83) | (1.13) | (0.23) | (0.88) | 0.41 | (0.10) | 0.48 | 0.20 | 0.05 | 0.08 |
Debt/Assets |
2.33% | 2.14% | 2.05% | 2.10% | 2.66% | 6.79% | 5.19% | 4.95% | 4.78% | 5.58% |
Debt/Equity |
0.26 | 0.24 | 0.26 | 0.24 | 0.29 | 0.39 | 0.37 | 0.35 | 0.33 | 0.38 |
Asset Turnover |
0.12 | 0.12 | 0.12 | 0.09 | 0.08 | 0.13 | 0.24 | 0.27 | 0.27 | 0.26 |
Operating CF/Net income |
1.77 | 3.80 | 3.93 | 2.74 | 2.98 | 0.86 | 1.28 | 2.31 | 1.30 | 1.82 |
Capex/Depreciation |
0.04 | (0.50) | (0.37) | (0.15) | (0.18) | (0.09) | (0.55) | (0.88) | (1.27) | (1.55) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 13.40% | 9.27% | 10.29% | 15.96% | 11.21% | 33.81% | 19.81% | 20.51% | 20.33% | 18.13% | |
| 1.24% | 0.82% | 0.85% | 1.34% | 1.02% | 3.89% | 3.11% | 2.91% | 2.93% | 2.65% | |
ROIC |
12.01% | 10.54% | 8.39% | 7.30% | 2.99% | 17.22% | 15.01% | 14.88% | 15.49% | 13.65% |
Return on Tangible Assets |
(1.84%) | (1.22%) | (1.23%) | (1.78%) | (10.25%) | (27.47%) | (9.78%) | (6.15%) | (5.96%) | (5.45%) |
Average Days of Receivables |
260.75 | 294.82 | 289.60 | 135.71 | 328.68 | 314.25 | 321.55 | 123.21 | 116.42 | 127.40 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(5.68) | (5.06) | (6.37) | (6.01) | (7.73) | (1.38) | (1.52) | (2.14) | (1.94) | (1.55) |
Graham Number |
96.56 | 85.09 | 85.68 | 124.44 | 120.42 | 175.64 | 106.21 | 106.62 | 112.51 | 114.36 |
Earnings Yield |
8.33% | 4.96% | 6.45% | 9.00% | 9.61% | 16.95% | 7.69% | 8.42% | 7.72% | 7.37% |
Free Cash Flow Yield |
15.14% | 18.67% | 24.90% | 24.51% | 27.38% | 14.53% | 9.43% | 18.80% | 9.13% | 12.27% |
Revenue per Share |
74.78 | 78.19 | 80.34 | 69.11 | 65.04 | 76.99 | 82.73 | 92.41 | 99.21 | 97.89 |
Operating CF per Share |
13.23 | 20.55 | 23.40 | 27.32 | 24.61 | 20.14 | 13.55 | 23.26 | 13.73 | 18.36 |
Capex per Share |
0.07 | (0.61) | (0.87) | (0.44) | (0.62) | (0.19) | (0.65) | (0.81) | (1.23) | (1.59) |
Free Cash Flow per Share |
13.30 | 19.93 | 22.54 | 26.87 | 23.99 | 19.95 | 12.90 | 22.44 | 12.50 | 16.77 |
Cash per Share |
24.25 | 26.63 | 17.02 | 25.74 | 18.77 | 25.04 | 10.25 | 14.46 | 16.76 | 20.68 |
Shareholders Equity per Share |
56.61 | 60.72 | 55.87 | 69.73 | 76.54 | 58.90 | 47.61 | 50.27 | 53.23 | 57.72 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
56.61 | 60.72 | 55.87 | 69.73 | 76.54 | 58.90 | 47.61 | 50.27 | 53.23 | 57.72 |
Free Cash Flow |
1,156.00 | 1,750.00 | 2,006.00 | 2,416.00 | 2,128.00 | 1,698.00 | 1,098.00 | 1,901.00 | 1,049.00 | 1,400.00 |
Working Capital |
(35,217.00) | (38,922.00) | (43,151.00) | (50,270.00) | (7,142.00) | (7,263.00) | (9,181.00) | (13,857.00) | (14,893.00) | (15,445.00) |
Capital Expenditures |
6.00 | (54.00) | (77.00) | (40.00) | (55.00) | (16.00) | (55.00) | (69.00) | (103.00) | (133.00) |
Net Current Asset Value |
(43,404.00) | (47,444.00) | (51,296.00) | (59,237.00) | (60,061.00) | (16,147.00) | (17,705.00) | (21,662.00) | (22,309.00) | (23,242.00) |
EV/EBIT |
7.88 | 10.31 | 11.19 | 12.84 | 18.90 | 8.06 | 10.16 | 9.02 | 9.63 | 9.98 |
Capex to Sales |
0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.02 |
Net Profit Margin |
9.99% | 6.92% | 7.41% | 14.44% | 12.69% | 30.45% | 12.76% | 10.89% | 10.66% | 10.30% |
Price to Operating Income |
9.70 | 12.95 | 12.61 | 15.55 | 22.93 | 8.75 | 10.37 | 9.42 | 10.22 | 10.64 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
13.84% | 20.11% | 26.74% | 24.42% | 20.96% | 18.82% | 17.96% | 28.31% | 15.68% | 18.32% |
Accounts Receivable Turnover |
1.44 | 1.35 | 1.27 | 1.56 | 1.54 | 1.21 | 1.19 | 1.77 | 3.14 | 2.97 |
Accounts Payable Turnover |
0.13 | 0.12 | 0.12 | 0.10 | 0.14 | 0.32 | 0.34 | 0.35 | 0.35 | 0.33 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
2,985.89 | 3,132.92 | 3,143.50 | 4,010.47 | 1,043.86 | 1,166.62 | 1,109.61 | 1,083.99 | 1,069.77 | 1,133.73 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
4,517.50 | 5,093.50 | 5,609.00 | 3,991.50 | 3,752.50 | 5,418.00 | 5,921.50 | 4,422.00 | 2,648.50 | 2,754.00 |
Average Payables |
40,035.50 | 44,385.50 | 48,572.00 | 52,616.50 | 34,448.00 | 14,518.50 | 15,645.00 | 16,989.50 | 18,339.00 | 19,489.50 |
Average Assets |
52,454.50 | 57,865.00 | 62,057.00 | 66,793.00 | 71,920.00 | 51,320.50 | 28,881.00 | 29,309.00 | 30,311.50 | 31,739.00 |
Average Common Equity |
4,844.50 | 5,125.00 | 5,151.50 | 5,620.50 | 6,529.00 | 5,900.50 | 4,532.00 | 4,155.00 | 4,362.00 | 4,643.00 |
Columns are period end dates