Timberland Bancorp, Inc. (TSBK) vs Waterstone Financial, Inc. (WSBF)
- Timberland Bancorp, Inc. TSBK 47.59 −0.38%
- Waterstone Financial, Inc. WSBF 19.93 −0.65%
Timberland Bancorp, Inc. and Waterstone Financial, Inc. are both Banks Regional companies. Timberland Bancorp, Inc. and Waterstone Financial, Inc. are of similar size ($371.8M and $360.6M). Waterstone Financial, Inc. trades at the lower P/E: 11.5× against 11.9×. Timberland Bancorp, Inc. grew revenue faster over the last twelve months: 6.43% against 4.47%. Timberland Bancorp, Inc. has the higher net margin (26.5% vs 14.6%) and the higher return on invested capital (83.9% vs 7.61%). Both pay a dividend; Waterstone Financial, Inc. yields more (3.31% vs 2.44%). Across the 19 metrics below, Waterstone Financial, Inc. leads on 10 and Timberland Bancorp, Inc. on 9.
Valuation
Profitability
| Metric | TSBK | WSBF | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.10% | 72.71% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.46% | 14.58% | 18.82% |
| Free cash flow margin | 24.42% | 20.71% | 17.97% |
| Return on equity | 11.89% | 8.69% | 10.28% |
| Return on assets | 1.57% | 1.33% | 1.13% |
| Return on invested capital | 83.89% | 7.61% | 8.45% |
Growth
Health
Dividend
Size
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