Timberland Bancorp, Inc. (TSBK) vs Waterstone Financial, Inc. (WSBF)
Timberland Bancorp, Inc. and Waterstone Financial, Inc. are both Banks Regional companies. Timberland Bancorp, Inc. and Waterstone Financial, Inc. are of similar size ($365.3M and $350.7M). Timberland Bancorp, Inc. trades at the lower P/E: 11.4× against 11.8×. Timberland Bancorp, Inc. grew revenue faster over the last twelve months: 6.43% against 4.47%. Timberland Bancorp, Inc. has the higher net margin (26.5% vs 14.6%) and the higher return on invested capital (83.9% vs 7.61%). Both pay a dividend; Waterstone Financial, Inc. yields more (5.59% vs 4.34%). Across the 20 metrics below, Timberland Bancorp, Inc. leads on 12 and Waterstone Financial, Inc. on 8.
Valuation
Profitability
| Metric | TSBK | WSBF | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.10% | 72.71% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.46% | 14.58% | 18.66% |
| Free cash flow margin | 24.42% | 20.71% | 21.18% |
| Return on equity | 11.89% | 8.69% | 10.64% |
| Return on assets | 1.57% | 1.33% | 1.13% |
| Return on invested capital | 83.89% | 7.61% | 8.33% |
Growth
Health
Dividend
Size
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