First Financial Corporation Indiana (THFF) vs Univest Corporation of Pennsylvania (UVSP)
First Financial Corporation Indiana and Univest Corporation of Pennsylvania are both Banks Regional companies. First Financial Corporation Indiana and Univest Corporation of Pennsylvania are of similar size ($1.2B and $1.2B). First Financial Corporation Indiana trades at the lower P/E: 10.6× against 12.1×. First Financial Corporation Indiana grew revenue faster over the last twelve months: 8.15% against 2.67%. First Financial Corporation Indiana has the higher net margin (23.3% vs 18.9%) and the lower return on invested capital (7.53% vs 8.98%). Both pay a dividend; Univest Corporation of Pennsylvania yields more (4.38% vs 4.18%). Across the 20 metrics below, First Financial Corporation Indiana leads on 11 and Univest Corporation of Pennsylvania on 9.
Valuation
Profitability
| Metric | THFF | UVSP | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.02% | 65.06% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.32% | 18.86% | 18.66% |
| Free cash flow margin | 25.60% | 20.30% | 21.18% |
| Return on equity | 13.42% | 10.52% | 10.64% |
| Return on assets | 1.44% | 1.22% | 1.13% |
| Return on invested capital | 7.53% | 8.98% | 8.33% |
Growth
Health
Dividend
Size
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