SHF Holdings, Inc. (SHFS) vs Texas Community Bancshares, Inc. (TCBS)
SHF Holdings, Inc. and Texas Community Bancshares, Inc. are both Banks Regional companies. Texas Community Bancshares, Inc. is the larger, with a market value of $48.8M against $2.1M — 23.7× the size. SHF Holdings, Inc. has negative trailing earnings, so its P/E is not meaningful; Texas Community Bancshares, Inc. trades at 13.4×. Texas Community Bancshares, Inc. grew revenue faster over the last twelve months: 5.96% against −28.6%. Texas Community Bancshares, Inc. has the higher net margin (12.7% vs −64.1%) and the higher return on invested capital (2.83% vs −879.5%). Across the 19 metrics below, Texas Community Bancshares, Inc. leads on 12 and SHF Holdings, Inc. on 7.
Valuation
Profitability
| Metric | SHFS | TCBS | Banks Regional median |
|---|---|---|---|
| Gross margin | 100.00% | 66.26% | 69.57% |
| Operating margin | (66.95%) | 0.00% | 0.00% |
| Net margin | (64.13%) | 12.68% | 18.66% |
| Free cash flow margin | (56.83%) | 8.85% | 21.18% |
| Return on equity | 85.14% | 6.16% | 10.64% |
| Return on assets | (49.79%) | 0.75% | 1.13% |
| Return on invested capital | (879.51%) | 2.83% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack