PCB Bancorp (PCB) vs USCB Financial Holdings, Inc. (USCB)
- PCB Bancorp PCB 27.97 +0.61%
- USCB Financial Holdings, Inc. USCB 22.35 +0.09%
PCB Bancorp and USCB Financial Holdings, Inc. are both Banks Regional companies. PCB Bancorp and USCB Financial Holdings, Inc. are of similar size ($412.5M and $390.4M). PCB Bancorp trades at the lower P/E: 9.6× against 14.5×. PCB Bancorp grew revenue faster over the last twelve months: 6.34% against 4.72%. PCB Bancorp has the higher net margin (19.4% vs 18.1%) and the higher return on invested capital (16.3% vs 6.24%). Both pay a dividend; PCB Bancorp yields more (3.07% vs 2.13%). Across the 19 metrics below, PCB Bancorp leads on 13 and USCB Financial Holdings, Inc. on 6.
Valuation
Profitability
| Metric | PCB | USCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 56.62% | 61.02% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.35% | 18.05% | 18.66% |
| Free cash flow margin | 19.21% | 30.84% | 21.11% |
| Return on equity | 12.89% | 12.36% | 10.65% |
| Return on assets | 1.22% | 1.00% | 1.13% |
| Return on invested capital | 16.25% | 6.24% | 8.35% |
Growth
Health
Dividend
Size
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