Paysign, Inc. (PAYS) vs Tuya Inc. Sponsored ADR (TUYA)

Paysign, Inc. and Tuya Inc. Sponsored ADR are both Software Infrastructure companies. Paysign, Inc. and Tuya Inc. Sponsored ADR are of similar size ($928.5M and $880.8M). Tuya Inc. Sponsored ADR trades at the lower P/E: 15.0× against 52.9×. Paysign, Inc. grew revenue faster over the last twelve months: 46.8% against 7.00%. Tuya Inc. Sponsored ADR has the higher net margin (20.2% vs 15.7%) and the higher return on invested capital (33.5% vs 0.00%). Across the 21 metrics below, Tuya Inc. Sponsored ADR leads on 11 and Paysign, Inc. on 10.

Valuation

Metric PAYS TUYA Software Infrastructure median
P/E 52.86 15.00 28.38
P/S 8.22 2.98 2.98
P/B 13.74 0.99 2.93
Price to free cash flow 12.24 19.89 16.28
EV/EBITDA 24.55 1.45 13.92
EV/Sales 6.46 0.12 2.90
Earnings yield 1.89% 6.67% 0.14%
Free cash flow yield 8.17% 5.03% 1.24%

Profitability

Metric PAYS TUYA Software Infrastructure median
Gross margin 61.00% 47.24% 61.00%
Operating margin 17.01% 8.40% 0.00%
Net margin 15.67% 20.16% 0.00%
Free cash flow margin 67.13% 19.39% 1.67%
Return on equity 30.82% 6.74% 0.60%
Return on assets 6.17% 6.05% 0.00%
Return on invested capital 0.00% 33.49% 0.00%

Growth

Metric PAYS TUYA Software Infrastructure median
Revenue growth (TTM) 46.84% 7.00% 13.41%
EPS growth (last fiscal year) 85.71% 800.00% 27.10%
Revenue growth, 5-year CAGR 27.74% 12.34% 15.57%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric PAYS TUYA Software Infrastructure median
Debt to equity 0.00 0.01 0.05
Current ratio 1.14 8.74 1.55
Net debt to EBITDA (10.52) (74.76) 0.08

Dividend

Metric PAYS TUYA Software Infrastructure median
Dividend yield — 3.67% 1.20%
Payout ratio — 0.55 0.29

Size

Metric PAYS TUYA Software Infrastructure median
Market cap 880.81m 928.51m 752.37m

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