Payoneer Global Inc. (PAYO) vs LiveRamp Holdings, Inc. (RAMP)

Payoneer Global Inc. and LiveRamp Holdings, Inc. are both Software Infrastructure companies. Payoneer Global Inc. and LiveRamp Holdings, Inc. are of similar size ($2.4B and $2.3B). LiveRamp Holdings, Inc. trades at the lower P/E: 15.1× against 50.2×. LiveRamp Holdings, Inc. grew revenue faster over the last twelve months: 8.85% against 6.31%. LiveRamp Holdings, Inc. has the higher net margin (18.7% vs 4.65%) and the lower return on invested capital (9.94% vs 23.2%). Across the 20 metrics below, LiveRamp Holdings, Inc. leads on 14 and Payoneer Global Inc. on 6.

Valuation

Metric PAYO RAMP Software Infrastructure median
P/E 50.21 15.12 28.02
P/S 2.24 2.73 3.07
P/B 3.70 2.32 3.36
Price to free cash flow 20.89 11.41 17.12
EV/EBITDA 11.08 17.71 14.91
EV/Sales 1.93 2.34 3.03
Earnings yield 1.99% 6.61% 0.13%
Free cash flow yield 4.79% 8.76% 1.15%

Profitability

Metric PAYO RAMP Software Infrastructure median
Gross margin 100.00% 70.82% 61.23%
Operating margin 10.38% 11.59% 0.00%
Net margin 4.65% 18.71% 0.00%
Free cash flow margin 10.71% 23.90% 1.67%
Return on equity 7.06% 16.18% 0.59%
Return on assets 0.60% 12.40% 0.00%
Return on invested capital 23.19% 9.94% 0.00%

Growth

Metric PAYO RAMP Software Infrastructure median
Revenue growth (TTM) 6.31% 8.85% 13.41%
EPS growth (last fiscal year) (38.71%) 22,500.00% —
Revenue growth, 5-year CAGR 24.96% 12.91% 15.81%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric PAYO RAMP Software Infrastructure median
Debt to equity 0.00 0.00 0.06
Current ratio 1.00 2.66 1.55
Net debt to EBITDA (2.22) (4.00) 0.08

Dividend

Metric PAYO RAMP Software Infrastructure median
Dividend yield — — 1.53%
Payout ratio 0.00 0.00 0.00

Size

Metric PAYO RAMP Software Infrastructure median
Market cap 2.42b 2.28b 835.96m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack