OFS Capital Corporation (OFS) vs Pearl Diver Credit Company Inc. (PDCC)

OFS Capital Corporation and Pearl Diver Credit Company Inc. are both Asset Management companies. Pearl Diver Credit Company Inc. is the larger, with a market value of $66.1M against $53.7M — 1.2× the size. Both pay a dividend; Pearl Diver Credit Company Inc. yields more (32.8% vs 17.3%). Across the 3 metrics below, Pearl Diver Credit Company Inc. leads on 3 and OFS Capital Corporation on 0.

Valuation

Metric OFS PDCC Asset Management median
P/E n/m n/m 13.99
P/S 1.48 — 2.76
P/B 0.47 — 0.85
Price to free cash flow 0.82 — 8.32
EV/EBITDA — — —
EV/Sales — — —
Earnings yield (41.98%) (28.00%) 4.72%
Free cash flow yield 122.60% — 4.44%

Profitability

Metric OFS PDCC Asset Management median
Gross margin 100.00% — 100.00%
Operating margin 74.55% — 33.42%
Net margin (62.24%) — 13.37%
Free cash flow margin 181.02% — 12.36%
Return on equity (17.15%) — 4.79%
Return on assets (6.34%) 0.00% 1.55%
Return on invested capital 4.36% — 2.97%

Growth

Metric OFS PDCC Asset Management median
Revenue growth (TTM) (17.71%) — 7.42%
EPS growth (last fiscal year) (216.51%) — (6.67%)
Revenue growth, 5-year CAGR (2.20%) — 12.51%
Net income growth, 5-year CAGR 0.00% — 0.00%

Health

Metric OFS PDCC Asset Management median
Debt to equity 0.33 — 0.44
Current ratio 0.04 — 1.30
Net debt to EBITDA 2.74 — 1.02

Dividend

Metric OFS PDCC Asset Management median
Dividend yield 17.30% 32.77% 6.60%
Payout ratio — — 0.94

Size

Metric OFS PDCC Asset Management median
Market cap 53.72m 66.09m 694.86m

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