OceanFirst Financial Corp. (OCFC) vs Republic Bancorp, Inc. (RBCAA)
OceanFirst Financial Corp. and Republic Bancorp, Inc. are both Banks Regional companies. OceanFirst Financial Corp. and Republic Bancorp, Inc. are of similar size ($1.7B and $1.7B). Republic Bancorp, Inc. trades at the lower P/E: 14.4× against 20.1×. OceanFirst Financial Corp. grew revenue faster over the last twelve months: 10.5% against −2.72%. Republic Bancorp, Inc. has the higher net margin (25.4% vs 6.38%) and the higher return on invested capital (10.6% vs 1.77%). Both pay a dividend; OceanFirst Financial Corp. yields more (5.30% vs 3.06%). Across the 20 metrics below, Republic Bancorp, Inc. leads on 14 and OceanFirst Financial Corp. on 6.
Valuation
Profitability
| Metric | OCFC | RBCAA | Banks Regional median |
|---|---|---|---|
| Gross margin | 58.89% | 81.19% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 6.38% | 25.38% | 18.66% |
| Free cash flow margin | 15.15% | 27.05% | 21.18% |
| Return on equity | 2.36% | 11.55% | 10.64% |
| Return on assets | 0.26% | 1.82% | 1.13% |
| Return on invested capital | 1.77% | 10.63% | 8.33% |
Growth
Health
Dividend
Size
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