Norwood Financial Corp. (NWFL) vs PCB Bancorp (PCB)
Norwood Financial Corp. and PCB Bancorp are both Banks Regional companies. Norwood Financial Corp. and PCB Bancorp are of similar size ($386.8M and $367.0M). PCB Bancorp trades at the lower P/E: 9.6× against 11.6×. Norwood Financial Corp. grew revenue faster over the last twelve months: 42.3% against 6.34%. PCB Bancorp has the higher net margin (19.4% vs 18.7%) and the higher return on invested capital (16.3% vs 9.03%). Both pay a dividend; PCB Bancorp yields more (4.79% vs 4.37%). Across the 20 metrics below, PCB Bancorp leads on 16 and Norwood Financial Corp. on 4.
Valuation
Profitability
| Metric | NWFL | PCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 66.77% | 56.62% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 18.68% | 19.35% | 18.66% |
| Free cash flow margin | 19.41% | 19.21% | 21.18% |
| Return on equity | 11.20% | 12.89% | 10.64% |
| Return on assets | 1.09% | 1.22% | 1.13% |
| Return on invested capital | 9.03% | 16.25% | 8.33% |
Growth
Health
Dividend
Size
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