NI Holdings, Inc. (NODK) vs Root, Inc. (ROOT)
- NI Holdings, Inc. NODK 14.81 −0.34%
- Root, Inc. ROOT 50.47 −0.12%
NI Holdings, Inc. and Root, Inc. are both Insurance Property & Casualty companies. Root, Inc. is the larger, with a market value of $782.6M against $303.2M — 2.6× the size. Root, Inc. trades at the lower P/E: 13.6× against 39.3×. Root, Inc. grew revenue faster over the last twelve months: 14.9% against −13.9%. Root, Inc. has the higher net margin (3.71% vs 2.93%) and the higher return on invested capital (85.8% vs 3.54%). Across the 18 metrics below, Root, Inc. leads on 16 and NI Holdings, Inc. on 2.
Valuation
Profitability
| Metric | NODK | ROOT | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 37.39% | 39.30% | 41.16% |
| Operating margin | 4.18% | 5.51% | 15.09% |
| Net margin | 2.93% | 3.71% | 11.51% |
| Free cash flow margin | (12.05%) | 11.43% | 17.46% |
| Return on equity | 3.18% | 20.34% | 17.34% |
| Return on assets | 1.35% | 3.57% | 3.74% |
| Return on invested capital | 3.54% | 85.75% | 12.06% |
Growth
Health
Dividend
Size
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