National Bank Holdings Corporation (NBHC) vs Republic Bancorp, Inc. (RBCAA)

National Bank Holdings Corporation and Republic Bancorp, Inc. are both Banks Regional companies. National Bank Holdings Corporation and Republic Bancorp, Inc. are of similar size ($1.7B and $1.6B). Republic Bancorp, Inc. trades at the lower P/E: 14.1× against 30.1×. National Bank Holdings Corporation grew revenue faster over the last twelve months: 14.6% against −2.72%. Republic Bancorp, Inc. has the higher net margin (25.4% vs 8.02%) and the higher return on invested capital (10.6% vs 2.67%). Both pay a dividend; National Bank Holdings Corporation yields more (3.34% vs 2.10%). Across the 19 metrics below, Republic Bancorp, Inc. leads on 12 and National Bank Holdings Corporation on 7.

Valuation

Metric NBHC RBCAA Banks Regional median
P/E 30.12 14.06 12.46
P/S 2.48 3.64 2.41
P/B 1.04 1.59 1.26
Price to free cash flow 11.64 13.47 11.00
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 3.32% 7.11% 7.96%
Free cash flow yield 8.59% 7.42% 8.80%

Profitability

Metric NBHC RBCAA Banks Regional median
Gross margin 70.96% 81.19% 69.75%
Operating margin 0.00% 0.00% 0.00%
Net margin 8.02% 25.38% 18.88%
Free cash flow margin 0.00% 27.05% 17.28%
Return on equity 3.64% 11.55% 10.43%
Return on assets 0.48% 1.82% 1.14%
Return on invested capital 2.67% 10.63% 8.47%

Growth

Metric NBHC RBCAA Banks Regional median
Revenue growth (TTM) 14.62% (2.72%) 6.94%
EPS growth (last fiscal year) (7.47%) 28.98% 18.88%
Revenue growth, 5-year CAGR 10.39% 8.97% 12.56%
Net income growth, 5-year CAGR 4.34% 9.54% 9.78%

Health

Metric NBHC RBCAA Banks Regional median
Debt to equity 0.20 0.14 0.20
Current ratio 0.96 1.02 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric NBHC RBCAA Banks Regional median
Dividend yield 3.34% 2.10% 2.64%
Payout ratio 1.00 0.30 0.32

Size

Metric NBHC RBCAA Banks Regional median
Market cap 1.66b 1.58b 910.32m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack