MidCap Financial Investment Corporation (MFIC) vs Ridgepost Capital, Inc. (RPC)

MidCap Financial Investment Corporation and Ridgepost Capital, Inc. are both Asset Management companies. Ridgepost Capital, Inc. is the larger, with a market value of $815.8M against $731.1M — 1.1× the size. MidCap Financial Investment Corporation has negative trailing earnings, so its P/E is not meaningful; Ridgepost Capital, Inc. trades at 29.0×. Ridgepost Capital, Inc. grew revenue faster over the last twelve months: 4.43% against −7.17%. Ridgepost Capital, Inc. has the higher net margin (8.75% vs −9.85%) and the lower return on invested capital (4.76% vs 5.78%). Both pay a dividend; MidCap Financial Investment Corporation yields more (11.1% vs 1.40%). Across the 21 metrics below, Ridgepost Capital, Inc. leads on 11 and MidCap Financial Investment Corporation on 10.

Valuation

Metric MFIC RPC Asset Management median
P/E n/m 29.00 14.62
P/S 2.44 2.64 2.97
P/B 0.67 1.60 0.94
Price to free cash flow 1.38 15.57 8.93
EV/EBITDA 6.54 12.53 10.32
EV/Sales 8.07 4.09 5.72
Earnings yield (4.05%) 3.45% 4.53%
Free cash flow yield 72.49% 6.42% 4.65%

Profitability

Metric MFIC RPC Asset Management median
Gross margin 100.00% 100.00% 100.00%
Operating margin 86.02% 23.63% 33.03%
Net margin (9.85%) 8.75% 13.53%
Free cash flow margin 176.54% 16.98% 12.44%
Return on equity (2.39%) 6.04% 4.83%
Return on assets (0.94%) 2.63% 1.57%
Return on invested capital 5.78% 4.76% 3.04%

Growth

Metric MFIC RPC Asset Management median
Revenue growth (TTM) (7.17%) 4.43% 6.97%
EPS growth (last fiscal year) (46.46%) 6.25% —
Revenue growth, 5-year CAGR 8.16% 34.57% 12.13%
Net income growth, 5-year CAGR (10.80%) (3.32%) 0.00%

Health

Metric MFIC RPC Asset Management median
Debt to equity 1.58 0.95 0.42
Current ratio 3.78 2.71 1.28
Net debt to EBITDA 6.41 3.68 1.06

Dividend

Metric MFIC RPC Asset Management median
Dividend yield 11.11% 1.40% 6.92%
Payout ratio 0.97 1.23 0.77

Size

Metric MFIC RPC Asset Management median
Market cap 731.06m 815.78m 721.34m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack