Pricing Log in Create free account

MetLife, Inc. (MET) vs Unum Group (UNM)

MetLife, Inc. and Unum Group are both Insurance Life companies. MetLife, Inc. is the larger, with a market value of $63.4B against $11.7B — 5.4× the size. MetLife, Inc. trades at the lower P/E: 19.1× against 52.2×. MetLife, Inc. grew revenue faster over the last twelve months: 8.75% against −4.22%. MetLife, Inc. has the higher net margin (4.33% vs 1.94%) and the higher return on invested capital (10.7% vs 1.32%). Both pay a dividend; Unum Group yields more (2.61% vs 2.35%). Across the 21 metrics below, MetLife, Inc. leads on 15 and Unum Group on 6.

Valuation

Metric MET UNM Insurance Life median
P/E 19.12 52.24 11.34
P/S 0.81 0.94 0.81
P/B 2.31 1.09 1.08
Price to free cash flow 4.12 7.21 7.43
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 5.23% 1.91% 8.82%
Free cash flow yield 24.26% 13.88% 13.20%

Profitability

Metric MET UNM Insurance Life median
Gross margin 24.66% 30.80% 30.01%
Operating margin 6.13% 4.11% 8.83%
Net margin 4.33% 1.94% 9.93%
Free cash flow margin 19.59% 12.98% 15.40%
Return on equity 12.36% 2.25% 8.47%
Return on assets 0.47% 0.39% 0.50%
Return on invested capital 10.65% 1.32% 7.11%

Growth

Metric MET UNM Insurance Life median
Revenue growth (TTM) 8.75% (4.22%) 4.80%
EPS growth (last fiscal year) (20.71%) (54.86%) (3.45%)
Revenue growth, 5-year CAGR 2.59% (0.13%) 1.33%
Net income growth, 5-year CAGR (9.38%) (1.41%) 0.00%

Health

Metric MET UNM Insurance Life median
Debt to equity 0.73 0.35 0.48
Current ratio 0.15 0.28 0.21
Net debt to EBITDA (0.76) 2.87 0.12

Dividend

Metric MET UNM Insurance Life median
Dividend yield 2.35% 2.61% 2.28%
Payout ratio 0.45 1.37 0.28

Size

Metric MET UNM Insurance Life median
Market cap 63.39b 11.71b 7.96b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack