JPMorgan Chase & Co. (JPM) vs UBS Group AG (UBS)

JPMorgan Chase & Co. and UBS Group AG are both Banks Diversified companies. JPMorgan Chase & Co. is the larger, with a market value of $881.0B against $144.1B — 6.1× the size. JPMorgan Chase & Co. trades at the lower P/E: 14.2× against 15.7×. JPMorgan Chase & Co. grew revenue faster over the last twelve months: 8.04% against −13.0%. JPMorgan Chase & Co. has the higher net margin (21.4% vs 13.8%) and the lower return on invested capital (0.00% vs 3.60%). Both pay a dividend; UBS Group AG yields more (2.29% vs 1.85%). Across the 18 metrics below, JPMorgan Chase & Co. leads on 9 and UBS Group AG on 9.

Valuation

Metric JPM UBS Banks Diversified median
P/E 14.24 15.68 12.71
P/S 3.01 2.15 2.61
P/B 2.53 1.66 1.59
Price to free cash flow n/m 12.55 4.14
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 7.02% 6.38% 7.88%
Free cash flow yield (18.15%) 7.97% 7.71%

Profitability

Metric JPM UBS Banks Diversified median
Gross margin 67.00% 73.15% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 21.38% 13.80% 18.44%
Free cash flow margin (54.61%) 17.15% 1.96%
Return on equity 18.43% 10.63% 11.14%
Return on assets 1.33% 0.59% 0.74%
Return on invested capital 0.00% 3.60% 0.00%

Growth

Metric JPM UBS Banks Diversified median
Revenue growth (TTM) 8.04% (13.04%) 4.67%
EPS growth (last fiscal year) 1.37% 55.26% 18.19%
Revenue growth, 5-year CAGR 16.63% 16.13% 14.34%
Net income growth, 5-year CAGR 15.23% 3.45% 10.77%

Health

Metric JPM UBS Banks Diversified median
Debt to equity 1.23 3.84 1.39
Current ratio 0.85 1.10 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric JPM UBS Banks Diversified median
Dividend yield 1.85% 2.29% 2.18%
Payout ratio 0.26 0.37 0.27

Size

Metric JPM UBS Banks Diversified median
Market cap 880.98b 144.09b 205.46b

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