International Bancshares Corporation (IBOC) vs United Community Banks, Inc. (UCB)
- International Bancshares Corporation IBOC 67.34 −0.46%
- United Community Banks, Inc. UCB 34.09 +0.12%
International Bancshares Corporation and United Community Banks, Inc. are both Banks Regional companies. International Bancshares Corporation and United Community Banks, Inc. are of similar size ($4.2B and $4.1B). International Bancshares Corporation trades at the lower P/E: 10.1× against 11.1×. United Community Banks, Inc. grew revenue faster over the last twelve months: 3.25% against 2.08%. International Bancshares Corporation has the higher net margin (38.8% vs 24.0%) and the higher return on invested capital (10.8% vs 7.68%). Both pay a dividend; United Community Banks, Inc. yields more (2.96% vs 2.17%). Across the 19 metrics below, International Bancshares Corporation leads on 12 and United Community Banks, Inc. on 7.
Valuation
Profitability
| Metric | IBOC | UCB | Banks Regional median |
|---|---|---|---|
| Gross margin | 80.72% | 71.94% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 38.83% | 24.00% | 18.66% |
| Free cash flow margin | 42.55% | 23.39% | 21.11% |
| Return on equity | 12.92% | 10.20% | 10.65% |
| Return on assets | 2.47% | 1.30% | 1.13% |
| Return on invested capital | 10.76% | 7.68% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack