Home Bancorp, Inc. (HBCP) vs Unity Bancorp, Inc. (UNTY)
Home Bancorp, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Home Bancorp, Inc. and Unity Bancorp, Inc. are of similar size ($555.0M and $533.0M). Unity Bancorp, Inc. trades at the lower P/E: 9.6× against 11.2×. Unity Bancorp, Inc. grew revenue faster over the last twelve months: 10.2% against 2.06%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 22.2%) and the lower return on invested capital (10.6% vs 11.5%). Both pay a dividend; Home Bancorp, Inc. yields more (2.75% vs 1.82%). Across the 20 metrics below, Home Bancorp, Inc. leads on 10 and Unity Bancorp, Inc. on 10.
Valuation
Profitability
| Metric | HBCP | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 73.15% | 69.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.23% | 30.26% | 18.66% |
| Free cash flow margin | 24.48% | 13.95% | 21.18% |
| Return on equity | 10.84% | 16.95% | 10.64% |
| Return on assets | 1.32% | 1.91% | 1.13% |
| Return on invested capital | 11.49% | 10.56% | 8.33% |
Growth
Health
Dividend
Size
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