Hanmi Financial Corporation (HAFC) vs Horizon Bancorp (IN) (HBNC)
Hanmi Financial Corporation and Horizon Bancorp (IN) are both Banks Regional companies. Hanmi Financial Corporation and Horizon Bancorp (IN) are of similar size ($986.8M and $943.7M). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; Hanmi Financial Corporation trades at 10.7×. Hanmi Financial Corporation grew revenue faster over the last twelve months: 4.20% against −74.2%. Hanmi Financial Corporation has the higher net margin (19.8% vs −149.0%) and the higher return on invested capital (11.3% vs −17.9%). Both pay a dividend; Hanmi Financial Corporation yields more (6.78% vs 5.37%). Across the 19 metrics below, Hanmi Financial Corporation leads on 17 and Horizon Bancorp (IN) on 2.
Valuation
Profitability
| Metric | HAFC | HBNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.45% | (13.47%) | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.80% | (148.95%) | 18.66% |
| Free cash flow margin | 46.60% | 97.31% | 21.18% |
| Return on equity | 11.33% | (18.98%) | 10.64% |
| Return on assets | 1.13% | (2.02%) | 1.13% |
| Return on invested capital | 11.28% | (17.93%) | 8.33% |
Growth
Health
Dividend
Size
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