First United Corporation (FUNC) vs First National Corp. (FXNC)
First United Corporation and First National Corp. are both Banks Regional companies. First United Corporation and First National Corp. are of similar size ($279.5M and $267.9M). First United Corporation trades at the lower P/E: 11.2× against 12.2×. First United Corporation grew revenue faster over the last twelve months: 7.79% against 7.66%. First United Corporation has the higher net margin (20.0% vs 18.4%) and the lower return on invested capital (13.2% vs 37.4%). Both pay a dividend; First United Corporation yields more (3.63% vs 3.11%). Across the 20 metrics below, First United Corporation leads on 10 and First National Corp. on 10.
Valuation
Profitability
| Metric | FUNC | FXNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.62% | 79.28% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.03% | 18.43% | 18.66% |
| Free cash flow margin | 21.69% | 23.75% | 21.18% |
| Return on equity | 12.42% | 11.81% | 10.64% |
| Return on assets | 1.23% | 1.05% | 1.13% |
| Return on invested capital | 13.18% | 37.41% | 8.33% |
Growth
Health
Dividend
Size
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