PPDAI Group Inc. Sponsored ADR (FINV) vs High Templar Tech Limited - Sponsored ADR (HTT)
PPDAI Group Inc. Sponsored ADR and High Templar Tech Limited - Sponsored ADR are both Credit Services companies. PPDAI Group Inc. Sponsored ADR is the larger, with a market value of $406.7M against $226.5M — 1.8× the size. PPDAI Group Inc. Sponsored ADR trades at the lower P/E: 2.8× against 4.0×. PPDAI Group Inc. Sponsored ADR grew revenue faster over the last twelve months: 1.76% against −80.2%. High Templar Tech Limited - Sponsored ADR has the higher net margin (1,729.9% vs 14.6%) and the lower return on invested capital (−7.35% vs 14.4%). Across the 20 metrics below, PPDAI Group Inc. Sponsored ADR leads on 13 and High Templar Tech Limited - Sponsored ADR on 7.
Valuation
Profitability
| Metric | FINV | HTT | Credit Services median |
|---|---|---|---|
| Gross margin | 76.61% | 7.13% | 77.13% |
| Operating margin | 18.04% | (972.58%) | 0.34% |
| Net margin | 14.61% | 1,729.90% | 9.25% |
| Free cash flow margin | 3.85% | 822.54% | 13.03% |
| Return on equity | 11.93% | 6.31% | 8.49% |
| Return on assets | 7.59% | 5.55% | 2.29% |
| Return on invested capital | 14.43% | (7.35%) | 4.09% |
Growth
Health
Dividend
Size
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