First Financial Bankshares, Inc. (FFIN) vs International Bancshares Corporation (IBOC)
- First Financial Bankshares, Inc. FFIN 30.72 −2.23%
- International Bancshares Corporation IBOC 68.03 −1.43%
First Financial Bankshares, Inc. and International Bancshares Corporation are both Banks Regional companies. First Financial Bankshares, Inc. and International Bancshares Corporation are of similar size ($4.4B and $4.3B). International Bancshares Corporation trades at the lower P/E: 10.1× against 15.1×. First Financial Bankshares, Inc. grew revenue faster over the last twelve months: 7.86% against 2.21%. International Bancshares Corporation has the higher net margin (39.1% vs 33.2%) and the lower return on invested capital (12.2% vs 16.4%). Both pay a dividend; First Financial Bankshares, Inc. yields more (2.67% vs 2.15%). Across the 19 metrics below, International Bancshares Corporation leads on 12 and First Financial Bankshares, Inc. on 7.
Valuation
Profitability
| Metric | FFIN | IBOC | Banks Regional median |
|---|---|---|---|
| Gross margin | 77.30% | 81.15% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 33.16% | 39.12% | 18.82% |
| Free cash flow margin | 40.24% | 43.26% | 17.97% |
| Return on equity | 15.89% | 12.97% | 10.28% |
| Return on assets | 1.94% | 2.48% | 1.13% |
| Return on invested capital | 16.38% | 12.18% | 8.45% |
Growth
Health
Dividend
Size
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