First Financial Bankshares, Inc. (FFIN) vs International Bancshares Corporation (IBOC)
- First Financial Bankshares, Inc. FFIN 30.47 −3.55%
- International Bancshares Corporation IBOC 67.34 −0.46%
First Financial Bankshares, Inc. and International Bancshares Corporation are both Banks Regional companies. First Financial Bankshares, Inc. and International Bancshares Corporation are of similar size ($4.5B and $4.2B). International Bancshares Corporation trades at the lower P/E: 10.1× against 16.2×. First Financial Bankshares, Inc. grew revenue faster over the last twelve months: 9.46% against 2.08%. International Bancshares Corporation has the higher net margin (38.8% vs 31.0%) and the lower return on invested capital (10.8% vs 14.5%). Both pay a dividend; First Financial Bankshares, Inc. yields more (2.69% vs 2.17%). Across the 19 metrics below, International Bancshares Corporation leads on 13 and First Financial Bankshares, Inc. on 6.
Valuation
Profitability
| Metric | FFIN | IBOC | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.77% | 80.72% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 31.03% | 38.83% | 18.66% |
| Free cash flow margin | 37.76% | 42.55% | 21.11% |
| Return on equity | 14.41% | 12.92% | 10.65% |
| Return on assets | 1.81% | 2.47% | 1.13% |
| Return on invested capital | 14.47% | 10.76% | 8.35% |
Growth
Health
Dividend
Size
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