First Financial Bankshares, Inc. (FFIN) vs International Bancshares Corporation (IBOC)
First Financial Bankshares, Inc. and International Bancshares Corporation are both Banks Regional companies. First Financial Bankshares, Inc. and International Bancshares Corporation are of similar size ($4.6B and $4.3B). International Bancshares Corporation trades at the lower P/E: 10.5× against 17.3×. First Financial Bankshares, Inc. grew revenue faster over the last twelve months: 9.46% against 2.08%. International Bancshares Corporation has the higher net margin (38.8% vs 31.0%) and the lower return on invested capital (10.8% vs 14.5%). Both pay a dividend; First Financial Bankshares, Inc. yields more (2.39% vs 2.39%). Across the 19 metrics below, International Bancshares Corporation leads on 14 and First Financial Bankshares, Inc. on 5.
Valuation
Profitability
| Metric | FFIN | IBOC | Banks Regional median |
|---|---|---|---|
| Gross margin | 76.77% | 80.72% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 31.03% | 38.83% | 18.66% |
| Free cash flow margin | 37.76% | 42.55% | 21.18% |
| Return on equity | 14.41% | 12.92% | 10.64% |
| Return on assets | 1.81% | 2.47% | 1.13% |
| Return on invested capital | 14.47% | 10.76% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack