Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

FirstCash Holdings, Inc. (FCFS) vs SLM Corporation (SLM)

FirstCash Holdings, Inc. and SLM Corporation are both Credit Services companies. FirstCash Holdings, Inc. is the larger, with a market value of $9.4B against $4.3B — 2.2× the size. SLM Corporation trades at the lower P/E: 6.5× against 24.8×. FirstCash Holdings, Inc. grew revenue faster over the last twelve months: 21.6% against 5.37%. SLM Corporation has the higher net margin (23.5% vs 9.42%) and the higher return on invested capital (17.8% vs 8.97%). Both pay a dividend; SLM Corporation yields more (2.30% vs 1.21%). Across the 21 metrics below, SLM Corporation leads on 11 and FirstCash Holdings, Inc. on 10.

Valuation

Metric FCFS SLM Credit Services median
P/E 24.82 6.52 9.64
P/S 2.31 1.45 0.87
P/B 4.10 2.01 1.16
Price to free cash flow 17.91 n/m 2.99
EV/EBITDA 11.72 n/m 9.58
EV/Sales 2.86 1.78 2.32
Earnings yield 4.03% 15.34% 6.72%
Free cash flow yield 5.58% (7.28%) 12.33%

Profitability

Metric FCFS SLM Credit Services median
Gross margin 50.47% 63.91% 77.13%
Operating margin 15.66% 0.00% 0.34%
Net margin 9.42% 23.48% 9.25%
Free cash flow margin 12.91% (10.58%) 13.03%
Return on equity 17.40% 33.15% 8.49%
Return on assets 7.76% 2.48% 2.29%
Return on invested capital 8.97% 17.76% 4.09%

Growth

Metric FCFS SLM Credit Services median
Revenue growth (TTM) 21.61% 5.37% 4.62%
EPS growth (last fiscal year) 29.49% 29.10% —
Revenue growth, 5-year CAGR 17.55% 5.73% 9.13%
Net income growth, 5-year CAGR 25.39% (3.49%) 0.00%

Health

Metric FCFS SLM Credit Services median
Debt to equity 1.01 2.36 0.68
Current ratio 4.89 1.33 1.55
Net debt to EBITDA 2.28 0.00 0.13

Dividend

Metric FCFS SLM Credit Services median
Dividend yield 1.21% 2.30% 3.34%
Payout ratio 0.26 0.28 0.00

Size

Metric FCFS SLM Credit Services median
Market cap 9.39b 4.33b 872.19m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack