First Capital, Inc. (FCAP) vs SB Financial Group, Inc. (SBFG)
First Capital, Inc. and SB Financial Group, Inc. are both Banks Regional companies. First Capital, Inc. and SB Financial Group, Inc. are of similar size ($204.5M and $192.2M). First Capital, Inc. trades at the lower P/E: 10.9× against 11.1×. First Capital, Inc. grew revenue faster over the last twelve months: 12.1% against 8.95%. First Capital, Inc. has the higher net margin (26.8% vs 17.7%) and the lower return on invested capital (0.00% vs 26.8%). Both pay a dividend; First Capital, Inc. yields more (3.89% vs 3.25%). Across the 20 metrics below, First Capital, Inc. leads on 13 and SB Financial Group, Inc. on 7.
Valuation
Profitability
| Metric | FCAP | SBFG | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.17% | 72.07% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 26.79% | 17.67% | 18.66% |
| Free cash flow margin | 31.53% | 24.35% | 21.18% |
| Return on equity | 13.88% | 11.95% | 10.64% |
| Return on assets | 1.46% | 1.08% | 1.13% |
| Return on invested capital | 0.00% | 26.76% | 8.33% |
Growth
Health
Dividend
Size
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