Expensify, Inc. (EXFY) vs MARTI TECH INC (MRT)

Expensify, Inc. and MARTI TECH INC are both Software Application companies. Expensify, Inc. is the larger, with a market value of $206.1M against $174.7M — 1.2× the size. MARTI TECH INC has the higher net margin (0.00% vs −11.3%) and the higher return on invested capital (0.00% vs −10.1%). Across the 11 metrics below, MARTI TECH INC leads on 6 and Expensify, Inc. on 5.

Valuation

Metric EXFY MRT Software Application median
P/E n/m n/m 24.79
P/S 1.52 n/m 2.67
P/B 1.56 n/m 3.01
Price to free cash flow 26.48 n/m 16.59
EV/EBITDA n/m n/m 14.40
EV/Sales 1.47 n/m 2.62
Earnings yield (7.73%) (14.60%) 0.00%
Free cash flow yield 3.78% (9.51%) 1.91%

Profitability

Metric EXFY MRT Software Application median
Gross margin 48.67% — 67.03%
Operating margin (8.03%) — 0.00%
Net margin (11.31%) 0.00% 0.00%
Free cash flow margin 5.96% 0.00% 4.32%
Return on equity (11.73%) 39.62% 0.00%
Return on assets (8.39%) (177.87%) 0.00%
Return on invested capital (10.07%) 0.00% 0.00%

Growth

Metric EXFY MRT Software Application median
Revenue growth (TTM) (4.27%) — 12.40%
EPS growth (last fiscal year) (91.67%) 57.60% —
Revenue growth, 5-year CAGR 10.04% — 13.72%
Net income growth, 5-year CAGR 0.00% — 0.00%

Health

Metric EXFY MRT Software Application median
Debt to equity 0.00 (1.27) 0.02
Current ratio 3.50 1.35 1.55
Net debt to EBITDA 7.13 (3.13) 0.06

Dividend

Metric EXFY MRT Software Application median
Dividend yield — — 1.25%
Payout ratio 0.00 — 0.00

Size

Metric EXFY MRT Software Application median
Market cap 206.08m 174.67m 396.11m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack