Erie Indemnity Company (ERIE) vs TWFG, Inc. (TWFG)
- Erie Indemnity Company ERIE 243.71 +2.10%
- TWFG, Inc. TWFG 25.37 +1.40%
Erie Indemnity Company and TWFG, Inc. are both Insurance Brokers companies. Erie Indemnity Company is the larger, with a market value of $11.1B against $1.4B — 8.2× the size. Erie Indemnity Company trades at the lower P/E: 19.7× against 43.0×. TWFG, Inc. grew revenue faster over the last twelve months: 34.7% against 3.67%. Erie Indemnity Company has the higher net margin (14.0% vs 2.98%) and the higher return on invested capital (21.1% vs 19.3%). Across the 17 metrics below, Erie Indemnity Company leads on 9 and TWFG, Inc. on 8.
Valuation
Profitability
| Metric | ERIE | TWFG | Insurance Brokers median |
|---|---|---|---|
| Gross margin | 17.90% | 50.10% | 42.95% |
| Operating margin | 17.90% | 18.26% | 15.37% |
| Net margin | 14.01% | 2.98% | 8.77% |
| Free cash flow margin | 13.43% | (2.78%) | 3.89% |
| Return on equity | 24.81% | 3.24% | 0.00% |
| Return on assets | 17.26% | 2.51% | 2.23% |
| Return on invested capital | 21.10% | 19.32% | 5.27% |
Growth
Health
Dividend
Size
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