Dime Community Bancshares, Inc. (DCOM) vs Live Oak Bancshares, Inc. (LOB)
Dime Community Bancshares, Inc. and Live Oak Bancshares, Inc. are both Banks Regional companies. Dime Community Bancshares, Inc. and Live Oak Bancshares, Inc. are of similar size ($1.8B and $1.7B). Live Oak Bancshares, Inc. trades at the lower P/E: 13.0× against 14.6×. Dime Community Bancshares, Inc. grew revenue faster over the last twelve months: 14.8% against 12.0%. Dime Community Bancshares, Inc. has the higher net margin (16.0% vs 12.3%) and the higher return on invested capital (57.0% vs 29.7%). Both pay a dividend; Dime Community Bancshares, Inc. yields more (5.25% vs 0.32%). Across the 20 metrics below, Dime Community Bancshares, Inc. leads on 12 and Live Oak Bancshares, Inc. on 8.
Valuation
Profitability
| Metric | DCOM | LOB | Banks Regional median |
|---|---|---|---|
| Gross margin | 65.17% | 57.11% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 15.95% | 12.25% | 18.66% |
| Free cash flow margin | 26.58% | 23.01% | 21.18% |
| Return on equity | 8.81% | 11.57% | 10.64% |
| Return on assets | 0.82% | 0.89% | 1.13% |
| Return on invested capital | 57.02% | 29.70% | 8.33% |
Growth
Health
Dividend
Size
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