Crawford & Company (CRD.B) vs TWFG, Inc. (TWFG)
Crawford & Company and TWFG, Inc. are both Insurance Brokers companies. TWFG, Inc. is the larger, with a market value of $1.3B against $584.6M — 2.2× the size. Crawford & Company trades at the lower P/E: 24.6× against 40.9×. TWFG, Inc. grew revenue faster over the last twelve months: 34.7% against −4.12%. TWFG, Inc. has the higher net margin (2.98% vs 1.81%) and the higher return on invested capital (19.3% vs 9.65%). Across the 19 metrics below, TWFG, Inc. leads on 11 and Crawford & Company on 8.
Valuation
Profitability
| Metric | CRD.B | TWFG | Insurance Brokers median |
|---|---|---|---|
| Gross margin | 27.76% | 50.10% | 42.95% |
| Operating margin | 4.66% | 18.26% | 15.37% |
| Net margin | 1.81% | 2.98% | 8.77% |
| Free cash flow margin | 5.26% | (2.78%) | 3.89% |
| Return on equity | 13.07% | 3.24% | 0.00% |
| Return on assets | 3.02% | 2.51% | 2.23% |
| Return on invested capital | 9.65% | 19.32% | 5.27% |
Growth
Health
Dividend
Size
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