CPB Inc. (CPF) vs Horizon Bancorp (IN) (HBNC)
CPB Inc. and Horizon Bancorp (IN) are both Banks Regional companies. CPB Inc. and Horizon Bancorp (IN) are of similar size ($986.8M and $948.5M). Horizon Bancorp (IN) has negative trailing earnings, so its P/E is not meaningful; CPB Inc. trades at 11.7×. CPB Inc. grew revenue faster over the last twelve months: 5.10% against −74.2%. CPB Inc. has the higher net margin (22.5% vs −149.0%) and the higher return on invested capital (22.8% vs −17.9%). Both pay a dividend; CPB Inc. yields more (5.49% vs 5.37%). Across the 19 metrics below, CPB Inc. leads on 16 and Horizon Bancorp (IN) on 3.
Valuation
Profitability
| Metric | CPF | HBNC | Banks Regional median |
|---|---|---|---|
| Gross margin | 81.81% | (13.47%) | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.52% | (148.95%) | 18.66% |
| Free cash flow margin | 26.57% | 97.31% | 21.18% |
| Return on equity | 14.25% | (18.98%) | 10.64% |
| Return on assets | 1.12% | (2.02%) | 1.13% |
| Return on invested capital | 22.80% | (17.93%) | 8.33% |
Growth
Health
Dividend
Size
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