Cognyte Software Ltd. (CGNT) vs Paysign, Inc. (PAYS)

Cognyte Software Ltd. and Paysign, Inc. are both Software Infrastructure companies. Paysign, Inc. is the larger, with a market value of $731.8M against $642.5M — 1.1× the size. Cognyte Software Ltd. has negative trailing earnings, so its P/E is not meaningful; Paysign, Inc. trades at 45.3×. Paysign, Inc. grew revenue faster over the last twelve months: 46.8% against 12.0%. Paysign, Inc. has the higher net margin (15.7% vs −0.01%) and the lower return on invested capital (0.00% vs 9.28%). Across the 19 metrics below, Paysign, Inc. leads on 11 and Cognyte Software Ltd. on 8.

Valuation

Metric CGNT PAYS Software Infrastructure median
P/E n/m 45.25 28.02
P/S 1.49 7.03 3.07
P/B 2.87 11.77 3.36
Price to free cash flow 18.84 10.48 17.12
EV/EBITDA 18.15 20.17 14.91
EV/Sales 1.27 5.31 3.03
Earnings yield 0.00% 2.21% 0.13%
Free cash flow yield 5.31% 9.55% 1.15%

Profitability

Metric CGNT PAYS Software Infrastructure median
Gross margin 72.96% 61.00% 61.23%
Operating margin 4.13% 17.01% 0.00%
Net margin (0.01%) 15.67% 0.00%
Free cash flow margin 7.93% 67.13% 1.67%
Return on equity (0.03%) 30.82% 0.59%
Return on assets (0.01%) 6.17% 0.00%
Return on invested capital 9.28% 0.00% 0.00%

Growth

Metric CGNT PAYS Software Infrastructure median
Revenue growth (TTM) 11.99% 46.84% 13.41%
EPS growth (last fiscal year) 94.12% 85.71% —
Revenue growth, 5-year CAGR (2.04%) 27.74% 15.81%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric CGNT PAYS Software Infrastructure median
Debt to equity 0.00 0.00 0.06
Current ratio 1.34 1.14 1.55
Net debt to EBITDA (4.63) (10.52) 0.08

Dividend

Metric CGNT PAYS Software Infrastructure median
Dividend yield — — 1.53%
Payout ratio 0.00 0.00 0.00

Size

Metric CGNT PAYS Software Infrastructure median
Market cap 642.45m 731.75m 835.96m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack