Carver Bancorp, Inc. (CARV) vs Texas Community Bancshares, Inc. (TCBS)
Carver Bancorp, Inc. and Texas Community Bancshares, Inc. are both Banks Regional companies. Texas Community Bancshares, Inc. is the larger, with a market value of $48.8M against $6.3M — 7.8× the size. Carver Bancorp, Inc. has negative trailing earnings, so its P/E is not meaningful; Texas Community Bancshares, Inc. trades at 13.4×. Texas Community Bancshares, Inc. grew revenue faster over the last twelve months: 5.96% against 5.17%. Texas Community Bancshares, Inc. has the higher net margin (12.7% vs −18.7%) and the higher return on invested capital (2.83% vs −21.1%). Across the 17 metrics below, Texas Community Bancshares, Inc. leads on 13 and Carver Bancorp, Inc. on 4.
Valuation
Profitability
| Metric | CARV | TCBS | Banks Regional median |
|---|---|---|---|
| Gross margin | 68.30% | 66.26% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (18.71%) | 12.68% | 18.66% |
| Free cash flow margin | 0.00% | 8.85% | 21.18% |
| Return on equity | (176.08%) | 6.16% | 10.64% |
| Return on assets | (1.09%) | 0.75% | 1.13% |
| Return on invested capital | (21.13%) | 2.83% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack