Barclays PLC (BCS) vs Citigroup Inc. (C)

Barclays PLC and Citigroup Inc. are both Banks Diversified companies. Citigroup Inc. is the larger, with a market value of $222.2B against $81.8B — 2.7× the size. Barclays PLC trades at the lower P/E: 9.3× against 14.4×. Barclays PLC grew revenue faster over the last twelve months: 12.4% against 4.01%. Barclays PLC has the higher net margin (22.3% vs 9.44%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; Barclays PLC yields more (5.84% vs 3.96%). Across the 18 metrics below, Barclays PLC leads on 13 and Citigroup Inc. on 5.

Valuation

Metric BCS C Banks Diversified median
P/E 9.26 14.42 13.67
P/S 2.04 1.31 2.72
P/B 0.79 1.17 1.69
Price to free cash flow 0.90 n/m 4.53
EV/EBITDA n/m n/m —
EV/Sales (4.38) (4.84) —
Earnings yield 10.80% 6.93% 7.33%
Free cash flow yield 110.54% (10.69%) 7.63%

Profitability

Metric BCS C Banks Diversified median
Gross margin 100.00% 52.38% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 22.30% 9.44% 18.44%
Free cash flow margin 246.32% (14.00%) 1.96%
Return on equity 8.81% 8.38% 11.14%
Return on assets 0.41% 0.60% 0.74%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric BCS C Banks Diversified median
Revenue growth (TTM) 12.37% 4.01% 4.67%
EPS growth (last fiscal year) 21.20% 17.68% —
Revenue growth, 5-year CAGR 6.58% 13.63% 14.34%
Net income growth, 5-year CAGR 32.96% 5.68% 10.77%

Health

Metric BCS C Banks Diversified median
Debt to equity 5.76 1.56 1.39
Current ratio 1.46 1.05 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BCS C Banks Diversified median
Dividend yield 5.84% 3.96% 3.80%
Payout ratio 0.21 0.32 0.31

Size

Metric BCS C Banks Diversified median
Market cap 81.81b 222.18b 186.46b

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