stockrowAtlanticus Holdings Corporation (ATLC) vs PRA Group, Inc. (PRAA)
- Atlanticus Holdings Corporation ATLC 91.32 −5.32%
- PRA Group, Inc. PRAA 13.62 −33.30%
Atlanticus Holdings Corporation and PRA Group, Inc. are both Credit Services companies. Atlanticus Holdings Corporation is the larger, with a market value of $1.5B against $768.8M — 1.9× the size. PRA Group, Inc. has negative trailing earnings, so its P/E is not meaningful; Atlanticus Holdings Corporation trades at 6.8×. Atlanticus Holdings Corporation grew revenue faster over the last twelve months: 84.8% against 17.6%. Atlanticus Holdings Corporation has the higher net margin (7.33% vs −19.9%) and the higher return on invested capital (22.3% vs 0.86%). Across the 18 metrics below, Atlanticus Holdings Corporation leads on 14 and PRA Group, Inc. on 4.
Valuation
Profitability
| Metric | ATLC | PRAA | Credit Services median |
|---|---|---|---|
| Gross margin | 83.32% | 100.00% | 76.61% |
| Operating margin | 0.00% | 5.00% | 0.34% |
| Net margin | 7.33% | (19.91%) | 8.35% |
| Free cash flow margin | 36.90% | (2.84%) | 8.73% |
| Return on equity | 30.90% | (21.12%) | 9.05% |
| Return on assets | 2.89% | (4.97%) | 1.94% |
| Return on invested capital | 22.28% | 0.86% | 4.56% |
Growth
Health
Dividend
Size
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