Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

AI Financial Corporation (AIFC) vs Usio Inc (USIO)

AI Financial Corporation and Usio Inc are both Software Infrastructure companies. AI Financial Corporation is the larger, with a market value of $75.5M against $65.0M — 1.2× the size. Usio Inc grew revenue faster over the last twelve months: 10.4% against −0.98%. Usio Inc has the higher net margin (−1.63% vs −4,021.7%) and the lower return on invested capital (−5.13% vs −2.02%). Across the 18 metrics below, Usio Inc leads on 13 and AI Financial Corporation on 5.

Valuation

Metric AIFC USIO Software Infrastructure median
P/E n/m n/m 28.02
P/S 3.43 0.70 3.07
P/B 0.11 3.45 3.36
Price to free cash flow n/m n/m 17.12
EV/EBITDA n/m 158.24 14.91
EV/Sales 4.28 0.64 3.03
Earnings yield (1,747.00%) (2.19%) 0.13%
Free cash flow yield (29.04%) (1.76%) 1.15%

Profitability

Metric AIFC USIO Software Infrastructure median
Gross margin 55.05% 22.26% 61.23%
Operating margin (107.34%) (1.21%) 0.00%
Net margin (4,021.65%) (1.63%) 0.00%
Free cash flow margin (91.05%) (1.23%) 1.67%
Return on equity (247.36%) (8.04%) 0.59%
Return on assets (203.72%) (1.30%) 0.00%
Return on invested capital (2.02%) (5.13%) 0.00%

Growth

Metric AIFC USIO Software Infrastructure median
Revenue growth (TTM) (0.98%) 10.39% 13.41%
EPS growth (last fiscal year) (774.34%) (175.00%) —
Revenue growth, 5-year CAGR (6.68%) 21.50% 15.81%
Net income growth, 5-year CAGR 0.00% 0.00% 0.00%

Health

Metric AIFC USIO Software Infrastructure median
Debt to equity 0.04 0.07 0.06
Current ratio 0.60 1.10 1.55
Net debt to EBITDA (0.16) 14.68 0.08

Dividend

Metric AIFC USIO Software Infrastructure median
Dividend yield — — 1.53%
Payout ratio 0.00 0.00 0.00

Size

Metric AIFC USIO Software Infrastructure median
Market cap 75.51m 64.97m 835.96m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack