Abacus Global Management, Inc. (ABX) vs Security National Financial Corporation (SNFCA)

Abacus Global Management, Inc. and Security National Financial Corporation are both Insurance Life companies. Abacus Global Management, Inc. is the larger, with a market value of $808.7M against $236.4M — 3.4× the size. Security National Financial Corporation trades at the lower P/E: 6.8× against 29.8×. Abacus Global Management, Inc. grew revenue faster over the last twelve months: 65.3% against −1.14%. Abacus Global Management, Inc. has the higher net margin (10.6% vs 9.93%) and the lower return on invested capital (7.11% vs 10.0%). Across the 21 metrics below, Security National Financial Corporation leads on 12 and Abacus Global Management, Inc. on 9.

Valuation

Metric ABX SNFCA Insurance Life median
P/E 29.79 6.83 12.15
P/S 2.97 0.68 0.75
P/B 1.83 0.53 1.12
Price to free cash flow 8.99 2.87 7.78
EV/EBITDA 10.58 1.36 8.42
EV/Sales 4.12 0.19 0.80
Earnings yield 3.36% 14.64% 8.23%
Free cash flow yield 11.12% 34.87% 11.12%

Profitability

Metric ABX SNFCA Insurance Life median
Gross margin 88.38% 70.62% 32.44%
Operating margin 31.81% 14.09% 11.31%
Net margin 10.55% 9.93% 6.61%
Free cash flow margin 33.08% 23.62% 15.04%
Return on equity 6.62% 8.47% 8.67%
Return on assets 3.29% 2.12% 0.67%
Return on invested capital 7.11% 10.00% 8.20%

Growth

Metric ABX SNFCA Insurance Life median
Revenue growth (TTM) 65.27% (1.14%) 7.91%
EPS growth (last fiscal year) 205.88% 19.19% —
Revenue growth, 5-year CAGR — (6.47%) 1.08%
Net income growth, 5-year CAGR 0.00% (10.37%) 0.00%

Health

Metric ABX SNFCA Insurance Life median
Debt to equity 0.75 0.00 0.48
Current ratio 0.70 0.21 0.21
Net debt to EBITDA 3.35 (1.97) 0.12

Dividend

Metric ABX SNFCA Insurance Life median
Dividend yield — — 2.41%
Payout ratio 0.00 0.00 0.17

Size

Metric ABX SNFCA Insurance Life median
Market cap 808.74m 236.35m 7.92b

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