Woori Bank

WF Financial Banks Regional

Woori Bank’s revenue for fiscal 2025 (year ended December 2025) was $17.1 billion, down 3.58% from fiscal 2024. In the quarter to June 2026, revenue grew 37.4%, EPS grew 1.14%, free cash flow fell 106.1% and total debt rose 29.0%, each against the same quarter a year earlier.

69.93 0.14 −0.20%
Market cap
$17.1B
P/E
8.1×
Fwd P/E
—
Dividend yield
4.11%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
P/E ratio
6.78 3.57 3.94 2.78 3.50 5.23 4.25 5.59 8.62 8.21
Piotroski F-Score
6 6 4 5 5 4 3 7 6 7
P/S ratio
0.84 0.43 0.40 0.49 0.76 0.64 0.67 0.94 1.11 0.90
P/FCF ratio
1.58 0.00 7.44 0.45 0.00 2.13 6.04 1.18 0.00 1.90
P/Operating CF
1.77 5.55 1.43 0.35 (29.95) 3.13 (282.10) 1.69 (17.28) (31.44)
P/B ratio
0.55 0.32 0.28 0.26 0.32 0.27 0.31 0.48 0.53 0.43
Price to Tangible BV
0.56 0.33 0.29 0.27 0.33 0.28 0.32 0.49 0.54 0.44
EV/Sales
(0.72) (0.42) (0.51) (1.03) 1.07 0.28 1.05 1.24 1.32 1.46
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
(1.30) 1.79 (7.29) (0.93) (7.17) 0.87 6.70 1.51 (6.53) 2.91
EV/FCF
(1.35) 1.68 (9.45) (0.95) (6.28) 0.94 9.47 1.56 (5.55) 3.11
Quick Ratio
0.17 0.12 0.13 0.14 0.06 0.07 0.05 0.05 0.05 0.05
Current Ratio
1.10 1.06 1.05 1.03 1.04 1.03 1.04 1.06 1.05 1.09
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
5.68% 5.73% 6.22% 5.92% 5.54% 5.20% 5.25% 4.76% 4.67% 6.04%
Debt/Equity
0.90 0.84 0.93 0.90 0.86 0.78 0.75 0.74 0.72 0.91
Asset Turnover
0.04 0.05 0.05 0.04 0.03 0.03 0.03 0.03 0.03 0.03
Operating CF/Net income
4.59 (2.09) 0.68 6.02 (0.71) 2.76 1.00 4.87 (1.68) 4.65
Capex/Depreciation
(0.37) (0.34) (0.37) (0.32) (0.32) (0.45) (1.08) (1.03) (1.48) (1.26)
ROE
8.16% 7.90% 7.22% 9.96% 8.76% 5.16% 7.75% 8.67% 6.06% 5.22%
ROA
0.53% 0.53% 0.48% 0.65% 0.58% 0.35% 0.52% 0.56% 0.40% 0.35%
ROIC
0.00% 19.51% 17.90% 47.55% 7.09% 5.51% 5.67% 6.93% 5.39% 3.72%
Return on Tangible Assets
5.98% 10.00% 10.26% 18.33% 14.00% 10.89% 11.84% 10.51% 7.30% 4.13%
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
34.41% 34.00% 33.82% 37.61% 45.52% 50.40% 37.90% 38.61% 46.31% 48.23%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Graham Net Nets
(3.77) (3.41) (4.23) (4.69) (3.84) (3.84) (3.54) (2.20) (1.46) (2.12)
Graham Number
144.55 139.21 133.13 150.78 144.06 109.78 124.30 122.11 101.02 82.13
Earnings Yield
14.75% 28.03% 25.38% 35.96% 28.60% 19.14% 23.50% 17.90% 11.60% 12.18%
Free Cash Flow Yield
63.42% (57.20%) 13.45% 220.52% (22.29%) 47.00% 16.56% 84.41% (21.37%) 52.52%
Revenue per Share
70.09 72.00 73.65 55.06 42.19 42.61 45.17 44.60 41.07 36.10
Operating CF per Share
38.60 (16.79) 5.13 60.90 (6.27) 13.79 7.08 36.68 (8.27) 18.17
Capex per Share
(1.32) (1.09) (1.18) (0.99) (0.89) (0.92) (2.07) (1.12) (1.46) (1.18)
Free Cash Flow per Share
37.28 (17.88) 3.95 59.91 (7.16) 12.87 5.01 35.55 (9.73) 16.99
Cash per Share
205.82 143.77 164.72 176.84 73.39 94.67 54.77 51.55 53.26 49.04
Shareholders Equity per Share
107.12 98.33 105.59 103.42 100.36 102.21 96.55 87.90 85.89 76.09
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
107.12 98.33 105.59 103.42 100.36 102.21 96.55 87.90 85.89 76.09
Free Cash Flow
9,121.82 (4,415.39) 968.44 14,539.21 (1,729.23) 3,098.46 1,145.07 7,979.23 (2,181.49) 3,811.17
Working Capital
31,841.30 17,526.10 15,479.40 10,903.70 12,606.60 8,027.60 10,777.20 13,894.60 12,771.30 19,169.40
Capital Expenditures
(322.22) (268.37) (287.90) (239.49) (214.03) (221.65) (473.57) (251.59) (327.48) (264.00)
Net Current Asset Value
(54,243.30) (26,321.10) (30,486.40) (30,952.70) (29,768.50) (25,315.50) (24,499.40) (20,812.60) (14,870.40) (15,371.10)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.02 0.02 0.02 0.02 0.02 0.02 0.05 0.03 0.04 0.03
Price to Operating Income
5.08 2.70 2.64 1.83 2.50 3.58 2.93 3.75 5.59 5.62
Other line items
Depreciation/Fixed assets
0.33 0.35 0.31 0.30 0.25 0.16 0.15 0.11 0.10 0.10
Cash ROIC
9.10% (5.51%) 1.07% 16.05% (2.75%) 4.66% 2.24% 17.40% (4.84%) 8.73%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.03 0.03 0.03 0.02 0.01 0.01 0.02 0.02 0.02 0.02
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
11,305.50 10,199.56 10,974.96 20,958.21 39,887.36 30,178.42 20,629.70 22,504.31 25,724.55 23,096.99
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
254,439.15 262,662.40 274,303.15 269,463.20 267,914.00 248,718.20 226,263.95 221,666.75 201,744.45 181,239.10
Average Assets
386,041.25 370,735.35 383,509.85 378,747.90 371,835.75 340,355.85 309,588.75 301,113.80 277,212.05 253,853.95
Average Common Equity
25,247.36 25,077.93 25,483.28 24,665.78 24,420.83 23,334.45 20,893.86 19,495.99 18,167.50 16,791.54

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Columns are period end dates